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Using a debit card for small amounts
Former Member
Posts: 1,876,323 The Mix Honorary Guru
Does anyone use debit cards to pay for small amounts in shops?
I despise cash, but feel a bit strange paying on card for things under £5... will shops even let you?
I despise cash, but feel a bit strange paying on card for things under £5... will shops even let you?
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Or so I was told.
You can even get a McD's hamburger on card now :hyper:
If you hadn't bought it, and you wanted to eat chocolate, you'd have paid 0.50 more than you had to.
like the free delivery on amazon - I always buy another book or something to make it up to the supersaver, rather than pay for first class.
I reckon it will be alright until Friday night...
If i have cash in my pocket, it just goes on rubbish. Spending on card makes me think (a bit) before spending.
The place I work (until Friday ) is all cashless anyway, so you have to buy lunch and snacks on card.
I'd never spend small amounts willy-nilly on my card, I'd end up looking my bank statement and thinking I was being robbed. I have enough trouble remembering what the big transactions are
For example, were you to go to a newsagents tomorrow and buy a newspaper, then attempt to pay for it with your card, the shop would actually lose money as a result. It's far more efficient for a shop to take cash. Card transactions can take a few days to go through, depending on circumstances, whereas with cash, they have the money available to them immediately.
I think a lot of places now are doing this, though most i have noticed will still go a bit funny about credit cards.
I hardly use my debit card, and dont really use my credit card apart from online shopping/train tickets, I like taking cash out at the ATM and making it last for as long as possible.
That's not true... I used to have a merchant account, and for debit cards the fee was 43p (or somewhere near) per transaction. For credit cards, it was a percentage.
I'm sure most shops negotiate better deals than that as well.