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Foreign money
Former Member
Posts: 1,876,323 The Mix Honorary Guru
When I travel abroad now, wil it be easiest to just have cash or travlers checks? I have a Visa debit/credit card from my bank, then I have a Exxon Mobile Mastercard. (A mastercard that I can use anywhere that accepts but I got thru the gas station) Now will say Ireland accept those credit cards at places? I dont know how the credit card thing goes abroad. Any information? Thanks in advance.
Post edited by JustV on
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You could also get money out on your Mastercard but you might get a shite rate and fee's for doing that.
The problem with withdrawling though, is unless I withdraw at my bank I get charged. I get charged at the atm i'm using, then my bank charges me too for not using theirs. So I want to avoid that at all cost.
Oh you bring up a good point. I assumed that if they charge me at any other atm that isn't theres it would be the same overseas. But I never asked. I should. Thank you! Do atms there charge for cards that isn't from those banks? (there being do you know of any in general)
If I was going somewhere civilised, I'd take a little cash and use my debit card to withdraw cash from a hole in the wall.
Ring up your bank and ask them what's best.
Generally I'd only take travellers cheques if I didn't feel all that certain about the kind of place I was going to, or if it was recommended by a guide book.
Yep i said that lady
Not if you bank with Nationwide.
Another option is getting a travellers cheques card.
One thing I don't understand is how HSBC- the "world's local bank"- can justify charging for withdrawing money abroad but in other branches of HSBC... seems to take the piss.