If you need urgent support, call 999 or go to your nearest A&E. To contact our Crisis Messenger (open 24/7) text THEMIX to 85258.
Read the community guidelines before posting ✨
Options
Options?
Former Member
Posts: 1,876,323 The Mix Honorary Guru
Im thinking what options ive got, and at the moment i dont think there are any, but ill see if theres any ideas here first before i settle for being doomed to live at home forever!
Im working 40hrs a week as a pharmacy dispenser, currently amounts to 10.5k. The more training i do the more i get but its not going to rise drastically. So how the hell am i going to afford to move out into a home of my own???
Id never get a mortgage on that so i looked into shared ownership- but even then if you could afford a smaller mortgage and rent theres still all the initial payments to be found, deposits, solicitors, surveys etc etc
And, dont have any savings either.
Im 22 and Ive worked since college but ive bought my cars, paid my insurance, petrol, car maintenence, go shopping for clothes, socialise with mates etc, only normal things. Until this yr i hadnt been on holiday for 5 yrs. I dont have anybody to help me out financially so all ive done really is earn enough to live on, thankfully though its kept me debt free.
But how on earth will i ever be able to afford my own place? Years of living extremely strictly to save enough for a deposit and hope i find a way of increasing my earnings?
The average house price here is £180k, its a joke
Im working 40hrs a week as a pharmacy dispenser, currently amounts to 10.5k. The more training i do the more i get but its not going to rise drastically. So how the hell am i going to afford to move out into a home of my own???
Id never get a mortgage on that so i looked into shared ownership- but even then if you could afford a smaller mortgage and rent theres still all the initial payments to be found, deposits, solicitors, surveys etc etc
And, dont have any savings either.
Im 22 and Ive worked since college but ive bought my cars, paid my insurance, petrol, car maintenence, go shopping for clothes, socialise with mates etc, only normal things. Until this yr i hadnt been on holiday for 5 yrs. I dont have anybody to help me out financially so all ive done really is earn enough to live on, thankfully though its kept me debt free.
But how on earth will i ever be able to afford my own place? Years of living extremely strictly to save enough for a deposit and hope i find a way of increasing my earnings?
The average house price here is £180k, its a joke
0
Comments
You sound like you are in the exact same position as me. Is rubbish isn't it. A studio flat here is at least 110 grand
I was going to be getting a place with my bf this year but we split up in january so im looking how i can go it alone.
wow are you my separated at birth twin or what?? :razz:
Haha, sounds like a plan
But seriously, anybody got any ideas what either of us can do?
is there no way you can go into another avenue of what you're interested in??
Thing is the pay at my job is pretty good for someone my age but is still no-where near enough. Don't think I could find another job thats pay like this one let alone one that pays more really
looking pretty bleak!
The company i work for is about to take over Boots.