help me with money!!!

Former Member

i got my student loan in today only just covered my overdraft!! how do people manage their money?please give me some tips!! i am looking for a job to help me!thanks

Former Member

Not spending it ever works quite well.

Former Member

you still have your overdraft though - you can still spend that money. ok so it's the banks money but you're just in the same sort of situation that you were before.

i really wish i could start my year again, i have been so stupid with money. paying for it now though.

Former Member

I was really stupid with money last year, really stupid. Only just managed to pay off my overdraft over the summer and am ok now, thankfully. The important thing is to learn from your mistakes and be really harsh with yourself over what you do actually need.

Former Member

Get a job working sat nite, as this is the most expensive night to go out generally you save double. once by not spending cash and twice by earning at the same time.

You have a massive overdaft so cut it in half by moving half of your overdraft to a new bank account so that you have it but its hard to get at and you can now only spend £500 instead of £1000 for example.

Dont spend money, get £30 out at the start of the week and give your cashcard to a m8 who wont give it back till next week.

Bopz

Former Member

Check out our student money section and this cash flow section - they both have info about budgeting, managing debt etc. Good luck!