money money money

Former Member

how much do you spend in an average week?

and it might help if you outlined your expenses too - like some of you are 14 and are therefore much more unlikely to be paying for a mortgage and your car insurance, let alone your kids... so you might only spend a fiver a week...

yet others might be spending £500

just wandering, thought it would be interesting to see how others struggle through...

also, can you actually afford what you spend? is it necessary stuff you pay for, or does most of it go on fags and booze?

Former Member

I probably spend about..

* £12 on getting the bus to work and back 5 days a week
* £10 on things for lunch whilst at work (used to be more when I was working in the town centre and buying expensive sarnies from M&S every day, but now I buy bread buns and various sarnie fillings and leave it all in the fridge at work, making whatever I fancy on the day from whatever's in the fridge)
* £6-8 on magazines, depending what's out in a particular week
* £8ish (£35 a month) on a mobile phone contract I currently can't use, hence...
* £20-25 on pay-as-you-go credit for my mobile
* £30 on clothes and various bits and pieces on the usual Saturday afternoon shopping trip to town...
* £25 (£100 a month) "rent" to my parents

So all in all about £130 on average a week after adding in random bits and bobs...

I'm nearly 20, live at home with parents, have no debt and manage to save about £200 a month from my wages

After thought... I don't drive and am not currently learning; I don't smoke and I don't tend to drink that much so thats about £10 a week, if that, at the mo (all my mates have gone back to uni! )

Former Member

Re: money money money

Originally posted by badabing

or does most of it go on fags and booze?

as if!

Former Member

dont know, about £90 on mortgage,£20 on loan, £50 on food, about £5 on electricity, £10 water,£20 for mobile contract, dont know how much the gas is and cant remember how much council tax is either. I think what we earn just about covers it but for a long time until i went back to work PT, it didnt cover it and we just had a huge overdraft.
Im not counting luxuries here, just basics. Any new clothes, magazines, toiletries is extra.

Former Member

well i spend about:

$20-25 travelling
$7.50 on credit for my phone
$70 on rent (to my parents)
$30-130 on gigs or concerts depending on whats on
$60-90 on cds

and i either save all the rest or splurge 1-2 dollars on smokes or i got to additional gigs/concerts.

Former Member

£45 rent
£5 (ish) utilities (it's shared between 5, so it's pretty cheap)
£20 food
£10 phone bill
£20 petrol (depending how much i drive)
sometimes £20 on new clothes or fabrics.


then my annual car insurance, road tax and tuition fees.

and no, i can't afford it.

Former Member

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Former Member

Way too much, don't even wanna think about it, especially with big wage drop now.

Former Member

Hmm mine are divided between 2 big'uns and a littl'un

£115 rent
£50 food
£20 mobile contracts
£30 credit card payments
£15 after-school club
£10 petrol
£15 car insurance
£10 land line/cable/internet
£5 electricity
£5 water
£5 gas
£25 fags
£50 going out, but can vary if both of us are going out that week
£25 council tax

so thats about £380 not stuff like clothes, toiletries...and no I shouldn't be able to afford it, but I always do :eek:

Former Member

Ohh... let me think... approximately for a bland week with no extras.

LUNCH: £15 (about £2 a day)
DINNER: £30 (cos halls food is minging)
TRANSPORT: £10
DRINKING/GOING OUT: £50
GENERAL FOOD/DRINK: £20
PAPERS/MAGS: £5.65

Shit that's about £130. And I'm always buying CDs and stuff... eek.

Former Member

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Former Member

Originally posted by girl with sharp teeth
don't you have to pay any rent?

nah i'm in halls and my parents pay that

Former Member

These are for me, single bloke, 24...

Rent: £80
Car insurance: £18
Council tax: £5
Petrol: £70-140
Food: £60
Bills: £10 (Luckily I have free SIM cards from work which saves a fortune!!!)
Going out: £300
Gym: Free membership at Holmes Place (Hehehehehe) otherwise would be £85 a month.
Credit card: £250 (Trying to clear the bugger)
Bank loan: £55

Total (using the lowest petrol figure): £848 :eek2:

Erm... That's before any clothes or anything... and yes, I can afford it, quite nicely actually!

Heh - would be worse if I had to pay for the gym/phones etc but there you go...

G.

P.S. Edited as I forgot something...

Former Member

It's quite hard to break down cos things like bills I pay monthly, but broken down into weekly payments I think it's like this...


£3 - student loan
£43 - car loan
£7.50 - car insurance
£13 - phone bill
£15 - paying off credit card
£15 - paying off loan to Daddy!
£20 - paying off Student overdraft
£40 - going out
£8 - petrol

---

£164.50

I spend money on clothes too, but that all depends on what I have left each week!

Former Member

my pound sign isnt workin on my keyboard so forgive the lonely figures

30 - car loan
10 - car insurance
10 - mobile phone bill
5 - cable tv bill
15 - lunch at work
10 - petrol
2 - magazine
5 - toiletries
25 - goes straight into holiday savings
40 - going out

---

153, and the rest of my money goes on clothes

Former Member

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Former Member

17 year old girl, at school.

Average week-

£5 phone credit
£6.25 Savings account
£5 travel
£5 food

And then all my frivolities afterwards, because I dont always buy them.

So I dont spend a lot. Except I never seem to have any money :chin:

Former Member

i dont really spend any money...
i get like £110 a month (pre quitting) and that disappears somehow but i dunno what on
id say i probably spend a fiver a week then a big luxuries shop at the start of the month.
if we're counting stuff my rents pay for it goes:
£25 food
£5 taxi
£10(on average) books and cds

most of my money goes on m&ms and magazines. my mum buys anything expensive and when i want books/cds etc i generally wait til theres lots then order online and 'forget' to pay her back.

Former Member

£80 going out
£60 cabs
£40 food
£20 phone
£80 clothes
£10 travel

---

£290

:eek: omg i never realised

Former Member

you spend £300 a week on going out?!

Yeah! Quite easily... To be honest that can sometimes (quite often) exceed that depending on what I do through the week.

London can be foookin' expensive and I also con't like to scrimp when I am having fun... Can go a bit bonkers sometimes... I think my record for going silly was when I was living in Bradford (in fact, I wasn't too far from Kermit if he is in Shipley! My mum lives in Idle) which was £1200 in two weeks... and that is when I was also working full time so it wasn't a holiday... Oops! Again - very easily done... £250 in a normal night is not unheard of to be honest... The issue is if the money is in my pocket when I have had a drink then it *will* go...

Aye - it ain't that hard when you have the money to spend it... :eek2:

Former Member

Erm... I did something strange then and another post appeared...

Arses.

Former Member

I`ve just worked out that we spend about £400 a week. The vast majority is on things like rent, bills, the car, groceries. I suppose that`s not too bad for all us lot.

Former Member

£15 food- school and in town. Lunch money is given to me (£10) and I "earn" the other five.
£2 hockey club fee
£5 cinema ticket, but then this isn't every week.

3.50/£5 every other week on either a Gamecube or Lads Magazine.

So one week it is £12, but some weeks it is £22.

I only buy clothes once a month. And usually that is only a £10 T-Shirt.