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whiplash compensation claims
BillieTheBot
Posts: 8,721 Bot
basically, i was in an accident on thursday evening whilst at work. i was catching a bus somewhere as a passenger when a car hit it. the bus was stationary and the driver of the vehicle was 100% at fault and to make matters worse for him, he was uninsured!!! the bus had cctv cameras on each side so there is proof he was 100% at fault too.
although i was fine after the accident, yesterday morning i woke up in agony. my boss sent me home early yesterday and asked me to visit my doctor. my doctor has confirmed i have whiplash and i have been put on light duties for two weeks. this means that i cannot do my job AT ALL. basically and i'm going to be stuck in the office doing admin shit which bores the hell out of me. my shifts have been changed to crappy ones (and because i'm doing shorter shifts, i'm actually losing some of my days off because i'm in more to make up the hours which is really fucking crap!) and well, its all a bit of a pain and i'm pissed off! i can't really drive and well, its just shit!
everyone keeps going on about the fact i should put a compensation claim in. its not something i thought about to be honest because i thought because the guy at fault was uninsured, i wouldn't be able to claim. however, my friend who works at a personal injury firm has stated that it would be claimed through the motor insurance bureau.
anyway, my question is...has anyone here ever made a whiplash claim? if so, how long does the whole process take and what is involved?
also, when do you make a claim? as soon as possible or when you have received all treatment/recovered? it only happened on thursday!
i'm not sure how long its going to be before i'm sorted. i'm in agony still, on these super strong pain killers and may have to see a physiotherapist depending on how things go over the next few weeks.
also, as i was a passenger on a bus, can i even claim???
cheers x
although i was fine after the accident, yesterday morning i woke up in agony. my boss sent me home early yesterday and asked me to visit my doctor. my doctor has confirmed i have whiplash and i have been put on light duties for two weeks. this means that i cannot do my job AT ALL. basically and i'm going to be stuck in the office doing admin shit which bores the hell out of me. my shifts have been changed to crappy ones (and because i'm doing shorter shifts, i'm actually losing some of my days off because i'm in more to make up the hours which is really fucking crap!) and well, its all a bit of a pain and i'm pissed off! i can't really drive and well, its just shit!
everyone keeps going on about the fact i should put a compensation claim in. its not something i thought about to be honest because i thought because the guy at fault was uninsured, i wouldn't be able to claim. however, my friend who works at a personal injury firm has stated that it would be claimed through the motor insurance bureau.
anyway, my question is...has anyone here ever made a whiplash claim? if so, how long does the whole process take and what is involved?
also, when do you make a claim? as soon as possible or when you have received all treatment/recovered? it only happened on thursday!
i'm not sure how long its going to be before i'm sorted. i'm in agony still, on these super strong pain killers and may have to see a physiotherapist depending on how things go over the next few weeks.
also, as i was a passenger on a bus, can i even claim???
cheers x
Beep boop. I'm a bot.
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Comments
You have good grounds but these things can take a while.
You may get a couple of hundred quid at £5 a month, nothing like the thousands you'd get if he were insured.
i have a friend who works for a personal injury firm and she has told me that if i was to make a claim, i would be making a claim against the motor insurance bureau.
i think the best thing for me to do is to speak to someone about it to see if i have a case or not.
like i said in my original post, i didn't even think about claiming until everyone told me i should.
don't reckon i'll make a claim anyway. car insurance prices are high enough because of them :grump:
Just because everyone tells you, doesn't mean you have to do it.
anyway, i didn't ask for people to criticise me. i asked questions about possibly making a claim.
so yeah, if i DO decide to make a claim, its because i have a reason to. not because i'm trying to make a bit of cash out of it all.
It might be cheaper to buy stuff otc or buy a pre-payment certificate.
5 years ago, I do believe my mum managed to claim against an uninsured driver. I think her insurance company paid for her to get the car replaced. (write-off)
They have only just got the result of that now in the last couple of weeks so it's quite a lengthy procedure that they had to go through. They got good 4 or 5 grand for whiplash, "stress/nightmares" and one of them got bad scarring on their arm.
Why would the MIB pay out for someone who wasn't insured......?
I think it's worth looking into making a claim tbh.
Everyone always says claiming compensation is shit, but to be quite fucking fair, because of someones actions you are in pain and out of work (or at least inconvenienced with the different hours!).
Why people think it's noble to just go 'ok mate, lol I know you fucked me over for the next 2 weeks but hey, shit happens' rather than ask to be compensated for their cock up.
I can only hope if I ever knock someone down and they have to go to hospital without insurance that they will also be kind enough to let it slide, even if I end up breaking their legs and they can't work to support their family for the next month. Hell, I wouldn't want to cut into my drinking money.
Just to make the point clear, there should be no shame or guilt about applying for compensation. I think the proper way to do it is to get proper legal advice, because they are legally obliged to say whether a) you have a case and b) whether it's 'worth' pursuing. If it seems theres a wooly case or 'shit happens' as calvin puts it, fair enough. But why make that assessment yourself without legal advice? Where do you draw the line?
All we can do is use common sense, you have been injured, you are suffering, your work is suffering. So ask a legal professional on their professional, informed opinion
Good luck.
Fortunately, there is an organisation called the Motor Insurers’ Bureau (MIB) which is funded by all of the motor insurance companies in the UK. Where a driver who has injured you is uninsured or untraceable, it is still likely that we can claim on your behalf from the MIB.
Ah, fair enough, my bad.
I disagree, tbh. Unless of course, she was in a situation like a friend of mine - who is never able to work again and will need surgery to repair the damage he has.
At least you are still able to do some form of work.
It's not a competition about who has it worse. Why should it be the case that you shouldn't feel bad about claiming compensation if and only if you are permanently unable to work for the rest of your life? I mean, it could be worse for your friend, he could be dead afterall. He should be grateful surely? That doesn't quite cut it does it?
The basic principle of compensation is if you are suffering or out of pocket because of someone else's negligent or malicious actions (causing a traffic accident by not paying attention, for example) then that person should pay you back an amount in monetary terms that 'makes good' the injury. Courts are pretty strict about that, so in all likelihood the claimant gets less than they should. You have to /prove/ you have lost out and by how much. You can't just say 'ow, I'm in pain' and get massive handouts, because the courts don't want to start trying to quantify the financial cost of 'pain' (slippery slope).
Of course there are silly cases in America, but most of them get thrown out by the judge but the media never reports that.
i've opened up a right can of worms here!
How is that helpful to the OP?
this.