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Premium Bonds, ISAs & Savings Accounts - Help?

Former MemberFormer Member Posts: 1,876,324 The Mix Honorary Guru
I have a garunteed tracker (saving account) with Lloyds TSB. I got a letter from them this morning. It said the rate I'm currently getting is garunteed until July 31st 2008. Then there's some stuff about Bank of England & Base Rate. (I don't have a clue how any of that works!)

My dad has advised me to look on the Lloyds website and see what other savings accounts they have. I've also looked at ISAs and ns&i.

My question is, what generally is the best one to invest in? I have about £1000 currently and don't pay anything else into my account. When I'm back at college, I may £10 or something in every month; not sure yet though.


  • Former MemberFormer Member Posts: 1,876,324 The Mix Honorary Guru
    ISA, interest is paid tax free and you can get some very good interest offers. Lloyds TSB ISA's are pretty much branch/internet banking based now, they used to be postal run only.
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