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Best online Banks with real people and buildings
Former Member
Posts: 1,876,323 The Mix Honorary Guru
I have an online account with Smile Bank in addition to a main account with Natwest and Halifax but I never really feel like my money is safe..
Anyone else ever feel this way about online banking?
If I was to open another Internet Bank Account I reckon I'd feel safest putting in somewhere like Tesco's Savings cos at least I go there often and I can't imagine them ever going bust ..
Anyone anyone got any recommendation on a Good Online Bank Account tied to real bricks and motar ? (e.g. to a High Street Bank, Post Office, SuperMarket, etc)
Anyone else ever feel this way about online banking?
If I was to open another Internet Bank Account I reckon I'd feel safest putting in somewhere like Tesco's Savings cos at least I go there often and I can't imagine them ever going bust ..
Anyone anyone got any recommendation on a Good Online Bank Account tied to real bricks and motar ? (e.g. to a High Street Bank, Post Office, SuperMarket, etc)
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Comments
I bank with the co-op, who do have a coventry branch. AFAICS they use the same webinterface.
Gets :thumb: from me.
tesco finance is operated by RBS, not the supermarket chain, and they've as much chance of going bust as the co-op does.
Yeah I know .. but it still feels funny .. also what I hate about Smile Bank is that I can never log into it by memory alone ... it asks for sort code and account number .. like that's very memorable
However that service I found from First Direct Works Really well so if I put in my smile details once then it's not so bad..
:thumb:
Well considering how bad their staff are in our local branch they probably needed to find a way to improve things!!
so what's special about it and how do you login into it?
can you do it from memory or does it ask you some hard to remember stuff like Smile Bank
Nah, you can log in with a username (IB Number) and password. If you can remember these its easy. You can do most things on there, transfer money between accounts or to third party accounts. Set up and cancel direct debits. Check statement etc etc all the things you would want to do really.
The staff at HSBC are never very good, and the call centres even worse, but the internet banking site is the nuts.
:thumb:
I would have to agree, I've not had any problems with the staff, or the net banking.
Never had any problems and never felt like it wasn't safe.
I have to have an RBS account for my job in September so will be interesting to see how that goes.