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money money money
Former Member
Posts: 1,876,323 The Mix Honorary Guru
in General Chat
how much do you spend in an average week?
and it might help if you outlined your expenses too - like some of you are 14 and are therefore much more unlikely to be paying for a mortgage and your car insurance, let alone your kids... so you might only spend a fiver a week...
yet others might be spending £500
just wandering, thought it would be interesting to see how others struggle through...
also, can you actually afford what you spend? is it necessary stuff you pay for, or does most of it go on fags and booze?
and it might help if you outlined your expenses too - like some of you are 14 and are therefore much more unlikely to be paying for a mortgage and your car insurance, let alone your kids... so you might only spend a fiver a week...
yet others might be spending £500
just wandering, thought it would be interesting to see how others struggle through...
also, can you actually afford what you spend? is it necessary stuff you pay for, or does most of it go on fags and booze?
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* £12 on getting the bus to work and back 5 days a week
* £10 on things for lunch whilst at work (used to be more when I was working in the town centre and buying expensive sarnies from M&S every day, but now I buy bread buns and various sarnie fillings and leave it all in the fridge at work, making whatever I fancy on the day from whatever's in the fridge)
* £6-8 on magazines, depending what's out in a particular week
* £8ish (£35 a month) on a mobile phone contract I currently can't use, hence...
* £20-25 on pay-as-you-go credit for my mobile
* £30 on clothes and various bits and pieces on the usual Saturday afternoon shopping trip to town...
* £25 (£100 a month) "rent" to my parents
So all in all about £130 on average a week after adding in random bits and bobs...
I'm nearly 20, live at home with parents, have no debt and manage to save about £200 a month from my wages
After thought... I don't drive and am not currently learning; I don't smoke and I don't tend to drink that much so thats about £10 a week, if that, at the mo (all my mates have gone back to uni! )
as if!
Im not counting luxuries here, just basics. Any new clothes, magazines, toiletries is extra.
$20-25 travelling
$7.50 on credit for my phone
$70 on rent (to my parents)
$30-130 on gigs or concerts depending on whats on
$60-90 on cds
and i either save all the rest or splurge 1-2 dollars on smokes or i got to additional gigs/concerts.
£5 (ish) utilities (it's shared between 5, so it's pretty cheap)
£20 food
£10 phone bill
£20 petrol (depending how much i drive)
sometimes £20 on new clothes or fabrics.
then my annual car insurance, road tax and tuition fees.
and no, i can't afford it.
£115 rent
£50 food
£20 mobile contracts
£30 credit card payments
£15 after-school club
£10 petrol
£15 car insurance
£10 land line/cable/internet
£5 electricity
£5 water
£5 gas
£25 fags
£50 going out, but can vary if both of us are going out that week
£25 council tax
so thats about £380 not stuff like clothes, toiletries...and no I shouldn't be able to afford it, but I always do :eek:
LUNCH: £15 (about £2 a day)
DINNER: £30 (cos halls food is minging)
TRANSPORT: £10
DRINKING/GOING OUT: £50
GENERAL FOOD/DRINK: £20
PAPERS/MAGS: £5.65
Shit that's about £130. And I'm always buying CDs and stuff... eek.
nah i'm in halls and my parents pay that
Rent: £80
Car insurance: £18
Council tax: £5
Petrol: £70-140
Food: £60
Bills: £10 (Luckily I have free SIM cards from work which saves a fortune!!!)
Going out: £300
Gym: Free membership at Holmes Place (Hehehehehe) otherwise would be £85 a month.
Credit card: £250 (Trying to clear the bugger)
Bank loan: £55
Total (using the lowest petrol figure): £848 :eek2:
Erm... That's before any clothes or anything... and yes, I can afford it, quite nicely actually!
Heh - would be worse if I had to pay for the gym/phones etc but there you go...
G.
P.S. Edited as I forgot something...
£3 - student loan
£43 - car loan
£7.50 - car insurance
£13 - phone bill
£15 - paying off credit card
£15 - paying off loan to Daddy!
£20 - paying off Student overdraft
£40 - going out
£8 - petrol
£164.50
I spend money on clothes too, but that all depends on what I have left each week!
30 - car loan
10 - car insurance
10 - mobile phone bill
5 - cable tv bill
15 - lunch at work
10 - petrol
2 - magazine
5 - toiletries
25 - goes straight into holiday savings
40 - going out
153, and the rest of my money goes on clothes
Average week-
£5 phone credit
£6.25 Savings account
£5 travel
£5 food
And then all my frivolities afterwards, because I dont always buy them.
So I dont spend a lot. Except I never seem to have any money :chin:
i get like £110 a month (pre quitting) and that disappears somehow but i dunno what on
id say i probably spend a fiver a week then a big luxuries shop at the start of the month.
if we're counting stuff my rents pay for it goes:
£25 food
£5 taxi
£10(on average) books and cds
most of my money goes on m&ms and magazines. my mum buys anything expensive and when i want books/cds etc i generally wait til theres lots then order online and 'forget' to pay her back.
£60 cabs
£40 food
£20 phone
£80 clothes
£10 travel
£290
:eek: omg i never realised
Yeah! Quite easily... To be honest that can sometimes (quite often) exceed that depending on what I do through the week.
London can be foookin' expensive and I also con't like to scrimp when I am having fun... Can go a bit bonkers sometimes... I think my record for going silly was when I was living in Bradford (in fact, I wasn't too far from Kermit if he is in Shipley! My mum lives in Idle) which was £1200 in two weeks... and that is when I was also working full time so it wasn't a holiday... Oops! Again - very easily done... £250 in a normal night is not unheard of to be honest... The issue is if the money is in my pocket when I have had a drink then it *will* go...
Aye - it ain't that hard when you have the money to spend it... :eek2:
Arses.
£2 hockey club fee
£5 cinema ticket, but then this isn't every week.
3.50/£5 every other week on either a Gamecube or Lads Magazine.
So one week it is £12, but some weeks it is £22.
I only buy clothes once a month. And usually that is only a £10 T-Shirt.