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Housing
Former Member
Posts: 1,876,323 The Mix Honorary Guru
Ok my mate and I want to buy a house next near, and though we need yet to go and visit estate agents, I've been doing some preliminary searching on the 'net, but most websites are useless.
Does anybody know any good housing search websites for the UK, or north-west, in general?
Thanks.
Does anybody know any good housing search websites for the UK, or north-west, in general?
Thanks.
Post edited by JustV on
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Comments
Bopz
http://www.lsh.liv.ac.uk/
Open your eyes.
The uni deals with renting mainly.
I went for a wander down to some estate agents today... there are NO available places in our desired area, which is a bugger. Oh well I'll have to keep persuading him to rent...
What are the arguments he has for buying a place vs. renting?
With owning a house, you arent just throwing your money away and stand a chance of getting a return on your investment (especially if you have house mates paying you rent, but you're liable for anything untoward which may happen to the house.
Renting doesnt pay itself back, and in most cases you cant change it very much, but you dont have to worry if the roof falls in because you dont have to pay to fix it
Yeah that just about sums everything up.
But I'm leaning towards renting... a 2-bed place shouldn't be too much to rent, though my mate wants to buy for the investment i think. I'm fine with that in terms of money obviously, but at least when you rent you have common appliances provided and also house problems don't have to be your problem!
But as yet thats about all I know about my living arrangements for the next few years.
But surely then you'll be committed to paying for the house for a set period of time....?
Fingers crossed you would get enough back to pay off the mortgage and have some spare. I think thats the general hope/plan
Yeah, that's the plan. My mate is an architect and he's here for 7 years, and he wants to make improvements and then use the house as an investment.
But there is absolutley nothing in the L15 area So we're probably now going to rent. They say its best to get it sorted in Jan/Feb time rather than later if you want somewhere decent, so that's why I'm steaming ahead now!
Grrrrrrrrrrrrrrrrrrrrrr
Just found the perfect place... perfect price, perfect everything... its been advertised since last May and it went YESTERDAY.
I wanna cry!
Still no idea where or anything, but woo. A few of my friends already have their deposits down and stuff. Its unhealthy. But at least it means they can help guide us through it all.
Oh god don't tell me about the smithdown ten! Did it on tuesday, including the liver, gilmour (twice!) and saro wira bars. My memory ends at about 6pm i think! (we started at 11). Did you do it properly (i.e. 1 pint, 1 shot each time)? Amazingly i still didn't get a hangover though!
There are MASSIVE advantages in buying over renting, particularly if your mate is going to be there for 7 years. However, he needs to think about lots of things. If his parents are willing to put some capital up, he can get a mortgage, but they'll need to be guarantors on the property, so if the mortgage payments aren't in, the company who has the mortgage will go to them, as none of you have a fixed income as you aren't earning. Ideally, everyone wants to get on the property ladder ASAP, it's an excellent investment as property rarely loses value, but beware of 100% mortgages as they often have a lot higher repayments.
Rates aren't as much of an issue if noone in the house is earning, you get a vastly discounted rate if you're all students, plus the size of house you'd be able to afford won't bump them up too much - i'm presuming you're not spending over 100k? You'd have to pay bills etc anyway.
I actually can't remember the initial question of this post, it was more of a reaction to everyone else's comments.
I wudn't be so keen to restrict yourself as I don't think there are that many savings. Plus your a young uni student stop growing up and start having fun!
Bopz