managing money

toffuna101

hi so ever since i used a debit card for the first time id like to learn how to manage my money. i have some money left over from when i was at the cinema yesterday and thats when i used my debit card. the odeon luxe cinema near me doesnt accept cash unfortunately and im sure its like that for every other odeon in the country too. so i inevitably had it use it. does anyone know where i can learn preferably for free? i looked at openlearn and the courses they do in terms of personal finance and they do a course on how to manage your money for young adults and its an introductory course however its 24 hours long and you have to be quite consistent with each of the lessons. what i mean by that is that they recommend you to do it weekly instead of in all in one go which i dont think is possible. therefore i want to find something else that is shorter and that i can do in one sitting. id also like for it to be online.

the reason why im asking is because im going into college in september to study business so it would give me a good stepping stone in the personal finance segment of the course. additionally i dont want to be the type of person who spends all of their money in one go anymore. i know this is bad in me saying this but i dont want to be like my aunt who is basically babysat by their younger sister aka my mum by her controlling my aunt's finances because she spends it all on alcohol. fortunately for me i wont start drinking alcohol because im on antidepressants and antipsychotics but i know that i can spend the remaining money that i have on shopping or something. my aunt doesnt live with us by the way, she lives in the neighbouring town.

so yeah id like to learn how to manage my money. please provide me with any links or providers in this thread if you manage to find or know anything.

shannon_164

hey @toffuna101 🙂

natwest do a thing for young people in relation to managing money! i’ll pop the link below

https://www.natwestgroup.com/news-and-insights/news-room/press-releases/financial-capability-and-learning/2025/may/natwest-thrive-launches-online-toolkit-to-help-young-people-take.html

toffuna101

thanks so much @shannon_164 ill definitely make sure to check that out.

Amy22

shannon_164 wrote: »

hey @toffuna101 🙂

natwest do a thing for young people in relation to managing money! i’ll pop the link below

https://www.natwestgroup.com/news-and-insights/news-room/press-releases/financial-capability-and-learning/2025/may/natwest-thrive-launches-online-toolkit-to-help-young-people-take.html

I was also going to say natwest too because they do lots of things for young people alongside budgeting tips.

I hear that you are wanting to learn how to manage money more including your own finances. I believe also Martin Lewis has a got a free book on money and it should cover the basics. I know he is trying to get it into all schools. I believe his website is called MoneySavingExpert. I am also in a similar position right now because I too am also trying to learn to budget and manage money more. It can be quite a big thing getting your own debit card as well. Always here if you need someone right now .

Amy22

Update: I found the book it's called Your Money Matter's, I think it's a free resource *fingers crossed knowing Martin Lewis it should be*. I'll send a link below

https://www.young-enterprise.org.uk/teachers-hub/financial-education/resources-hub/financial-education-textbook/

independent_

Was also coming to recommend money saving expert. He has TV shows too, covers all sorts. Some of it won’t be relevant to you yet but it’s a good tool to have in your box throughout your life.