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Your mortgage

Former MemberFormer Member Posts: 1,876,323 The Mix Honorary Guru
in Home, Law & Money
What kind of property do you live in and how much is your mortgage per month? When did you buy your home? Sorry to be nosy, I know it's rather a personal question so I'll go ahead and answer first...

I live in a three bedroomed mid-terrace house with kitchen, lounge, two bathrooms, conservatory and large rear garden. The mortgage is £637 pcm and we bought the house in April 2007.

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    Former MemberFormer Member Posts: 1,876,323 The Mix Honorary Guru
    .
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    Former MemberFormer Member Posts: 1,876,323 The Mix Honorary Guru
    We live in a 2 bedroom semi detached bungalow, has the usual bathroom, lounge, kitchen, back & front gardens.

    The loft is in the middle of being converted into another bedroom too.

    Mortgage is I think £390 a month, we bought it in 2004.
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    Former MemberFormer Member Posts: 1,876,323 The Mix Honorary Guru
    I've got a 2 bed semi, front and back gardens, massive hole where there was once a garage, etc.

    Bought spring 2005, mortgage is abour £390 p/m, depending what the interest rate feels like doing.
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    Former MemberFormer Member Posts: 1,876,323 The Mix Honorary Guru
    pssh Kaff can we rent your house next year? That's £100 less than we pay on rent!
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    Former MemberFormer Member Posts: 1,876,323 The Mix Honorary Guru
    Knee High Stripy Socks wrote: »
    pssh Kaff can we rent your house next year? That's £100 less than we pay on rent!

    The rent on it is quite a bit more than the mortgage! I'd like to say I make a crapload of money, but I don't - still have loads of outgoings on it at the moment, so am barely breaking even.
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    Former MemberFormer Member Posts: 1,876,323 The Mix Honorary Guru
    :( ok then


    (I remember it's more because we talked about it aaages ago when you came round. Oh and I still have your crochet stuff!)
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    Former MemberFormer Member Posts: 1,876,323 The Mix Honorary Guru
    The apartment I own is a two bed in a converted mill. Stunning. 8' high sash windows, exposed brickwork, vaulted ceilings, room to room surround system + plasma, remote control lighting system etc.

    I let my brother live in it as it's up North and I'm in London. Bastard.

    Bought it the back end of last year and the mortgage is £660/month, interest only.
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    Former MemberFormer Member Posts: 1,876,323 The Mix Honorary Guru
    I live in a 3 bedroom semi-detached in a quiet cul-de-sac. Got a lounge/diner, kitchen, 3 bedrooms (obviously!), along with front and rear gardens, and a drive and garage. Brought in April 2007 and my 100% mortgage sets us back £800 a month :)
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    Former MemberFormer Member Posts: 1,876,323 The Mix Honorary Guru
    I'm renting myself, but for comparrison I'll let y'all in on my friends' latest purchases.

    Example One -Large three bed semi, ex-council, small front and back garden, double drive no garage, bought Jan '07, £550 pm.

    Example Two - three bed semi, small front, mid sized landscaped back gardens, bought Dec 06, £850 pm approx.
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    Former MemberFormer Member Posts: 1,876,323 The Mix Honorary Guru
    Mid Terrace cottage, 2bed, living, kitchen dining bathroom small office/cubyhole area, now selling, Bought jan 07 Mortgage 600pcm cost 135k
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    Former MemberFormer Member Posts: 1,876,323 The Mix Honorary Guru
    4 bed mid terrace with rear access (4th bedroom is a loft conversion with an en-suite). Bought in November last year and mortgage is about £650 a month interest only...

    Currently knocking through lounge and dining room as well as adding a conservatory so should be adding some value at the same time!
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    Former MemberFormer Member Posts: 1,876,323 The Mix Honorary Guru
    Knee High Stripy Socks wrote: »
    (I remember it's more because we talked about it aaages ago when you came round. Oh and I still have your crochet stuff!)

    I know! We should have another mini-scale meet, and I will retrieve it! :p
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    Former MemberFormer Member Posts: 1,876,323 The Mix Honorary Guru
    Mini scale as in do you want to come round sometime at a convenient point when neither of us are working, and I shall do a big banquet of hobnobs and coke like last time?
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    Former MemberFormer Member Posts: 1,876,323 The Mix Honorary Guru
    3 bed mid terraced, lounge, conservatory, front and rear gardens. Bought Sept 2007 for £141k, mortgage is £605 a month repayment.
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    Former MemberFormer Member Posts: 1,876,323 The Mix Honorary Guru
    Have my own house in Central London. Bought it for £500k in March, £100k deposit. I pay £3-4k monthly, £1.5k interest, rest repayment (fully flexible). Hope to pay off the mortgage by 2010 and buy me a Mayfair penthouse :)
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    Former MemberFormer Member Posts: 1,876,323 The Mix Honorary Guru
    you could get razzle for cheaper
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    Former MemberFormer Member Posts: 1,876,323 The Mix Honorary Guru
    What's that supposed to mean?
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    Former MemberFormer Member Posts: 1,876,323 The Mix Honorary Guru
    Ricardo R wrote: »
    What's that supposed to mean?


    She's making a joke referencing some top-shelf magazines - Razzle, Mayfair and Penthouse.

    You're probably too young to have bothered with magazines - the internet was in full swing for your age-group ;)
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