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going over my overdraft
Former Member
Posts: 1,876,323 The Mix Honorary Guru
I have a graduate hsbc account, i checked my account yesterday and im something like a few pouds over my overdraft, will i be charged for this?
I really need to get some clothes for an interview i have next week but if i will definately be charged then i'll have to cancel
I really need to get some clothes for an interview i have next week but if i will definately be charged then i'll have to cancel
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I'm always in this position, but HSBC are quite good to me. They never really charge me for anything. Don't know why.
Having said that I haven't got a clue about the state of my account. If I don't check then I cant feel bad. As long as shops keep accepting my card then I will assume there is still money in my account
I'm like this, but it's bad - i KNOW there's no money in my account cos i checked it last week, but the shops are still taking my card :S
Ah well, i get paid on weds!
And no, by and large, HSBC don't charge you for going a little over your o/d limit. They will if any direct debits bounce though, so you need to make sure there's money in there if anything's trying to come out.