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poorer students have more trobles paying off their debts

Former MemberFormer Member Posts: 1,876,323 The Mix Honorary Guru
http://news.bbc.co.uk/1/hi/education/4379544.stm


no suprise really, not like everyone walks into a 22k a year job after uni who doesn't want to be finance or medicine

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    Former MemberFormer Member Posts: 1,876,323 The Mix Honorary Guru
    "poorer students have more trobles paying off their debts"

    In other news tonight:

    - Bears 'Defecate in the Woods' Shock Finding.

    - Pope 'Rumoured to be a Catholic'.


    Sorry wheresmyplacebo, not taking the piss out of you. But that BBC story is surely a contender for gold medal in the Stating the Bleeding Obvious World Championship. :D
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    Former MemberFormer Member Posts: 1,876,323 The Mix Honorary Guru
    I would say that the report was rather misleading.

    People from poor backgrounds don't struggle because of that, as the report says they struggle because they are more likely to have got worse degrees form less prestigious institutions, not because their mum and dad weren't well off.......
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    Former MemberFormer Member Posts: 1,876,323 The Mix Honorary Guru
    That's a far more intriguing and newsworthy point. More wealth usually means access to better education which translates as better grades and CV.
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    Former MemberFormer Member Posts: 1,876,323 The Mix Honorary Guru
    Surely it should also be poor graduates? If you come from a poor background and then get a job in a top city firm on £100k a year, you're going to find it easier to pay off than someone from middle class background who goes into teaching?
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    Former MemberFormer Member Posts: 1,876,323 The Mix Honorary Guru
    Aladdin wrote:
    That's a far more intriguing and newsworthy point. More wealth usually means access to better education which translates as better grades and CV.

    Perhaps, but really once you are at university, there is no reason why your background should affect your grades.

    It sounds harsh but if your parents were poor they are more likely to have been less academically able, and hence their children as well........
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    Former MemberFormer Member Posts: 1,876,323 The Mix Honorary Guru
    Toadborg wrote:
    It sounds harsh but if your parents were poor they are more likely to have been less academically able, and hence their children as well........

    I don't think so. It's a cycle. Say somebody who's parents were poor, had to leave school at 16 to get a job, didn't go to a good school, didn't have very good opportunities and it can follow on to their children.
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    Former MemberFormer Member Posts: 1,876,323 The Mix Honorary Guru
    Yeah but we are talking about people who have already got to university.......
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    Former MemberFormer Member Posts: 1,876,323 The Mix Honorary Guru
    Toadborg wrote:
    Perhaps, but really once you are at university, there is no reason why your background should affect your grades.

    You what?

    I'd love to see you try and explain that one.
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    Former MemberFormer Member Posts: 1,876,323 The Mix Honorary Guru
    Does it need explanation?

    Why should someones economic background affect there grades at university?
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    Former MemberFormer Member Posts: 1,876,323 The Mix Honorary Guru
    Toadborg wrote:
    Why should someones economic background affect there grades at university?

    Because those that get money chucked at them from the parents will most likely have one less worry, and not have to work evenings/weekends to make ends meet.
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    Former MemberFormer Member Posts: 1,876,323 The Mix Honorary Guru
    The same reasons it affects grades when they're six.

    :banghead:
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    Former MemberFormer Member Posts: 1,876,323 The Mix Honorary Guru
    bad seed wrote:
    Because those that get money chucked at them from the parents will most likely have one less worry, and not have to work evenings/weekends to make ends meet.

    Yes, but that's only a small percentage of students. Certainly when I was at University most students were poor and many had to work, even though their parents might be on larger incomes. Many middle class students got no grant, which poorer ones did.

    People from poorer backgrounds often see University as a way to escape the poverty trap and work harder, than middle-class students who do the minimum and spend most of their time pissed. However middle class students often come from families who aspired to get them into university and support them (not just finacially, but morally). Kids from working class backgrounds, may be the first in their family to go to university and may come from families who do not have the same aspirations.

    OK its an generalisation, but its often not true to say its 'poverty' which is the defining factor in university success
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    Former MemberFormer Member Posts: 1,876,323 The Mix Honorary Guru
    Unfortunately, the vast amounts of debt that is required to get yourself into to complete a degree, puts a lot of poorer people off.

    Oh and btw, students grants were abolished some time ago.
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    Former MemberFormer Member Posts: 1,876,323 The Mix Honorary Guru
    Blagsta wrote:
    Unfortunately, the vast amounts of debt that is required to get yourself into to complete a degree, puts a lot of poorer people off.

    For once we agree.

    But once they get there I'm not sure poverty has so much of an affect
    Oh and btw, students grants were abolished some time ago

    That's why I said when I was at University. They now get help on fees which students from wealthier backgrounds don't, so the point remains similar.
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    Former MemberFormer Member Posts: 1,876,323 The Mix Honorary Guru
    Aladdin wrote:
    - Pope 'Rumoured to be a Catholic'.
    :lol: I burst out laughing at that one.
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    Former MemberFormer Member Posts: 1,876,323 The Mix Honorary Guru
    NQA wrote:
    They now get help on fees which students from wealthier backgrounds don't, so the point remains similar.

    But still remains largely nonsensical.

    The accomodation fees at Durham, for instance, are higher than the maximum student loan payment.

    How much money you have impacts a great deal on how well you do at University. It's much easier to do well when mummy and daddy buy you Quayside apartments.
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    Former MemberFormer Member Posts: 1,876,323 The Mix Honorary Guru
    Kermit wrote:
    But still remains largely nonsensical.

    The accomodation fees at Durham, for instance, are higher than the maximum student loan payment.

    How much money you have impacts a great deal on how well you do at University. It's much easier to do well when mummy and daddy buy you Quayside apartments.

    Yes, but how many middle-class families can happily afford £200,000 (or whatever it is) for a quayside flat. A very small proportion.

    Most middle-class students are not running around in porsches and drinking champers every night either - they too are often working and are in poor housing conditions.

    It may be true the ultra-rich are insulated from the living on fish fingers and baked beans, but not the majority of students.

    That said I'm not sure its a bad thing that students get some idea of 'how the other half live' when they're in university. Most will go into enjoyable and relatively well paid jobs, even a teacher gets paid more than a factory packer on minimum wage.
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    Former MemberFormer Member Posts: 1,876,323 The Mix Honorary Guru
    NQA wrote:
    Yes, but how many middle-class families can happily afford £200,000 (or whatever it is) for a quayside flat. A very small proportion.

    Most middle-class students are not running around in porsches and drinking champers every night either - they too are often working and are in poor housing conditions.

    It may be true the ultra-rich are insulated from the living on fish fingers and baked beans, but not the majority of students.

    That said I'm not sure its a bad thing that students get some idea of 'how the other half live' when they're in university. Most will go into enjoyable and relatively well paid jobs, even a teacher gets paid more than a factory packer on minimum wage.


    no but most middle class students get good financial help from their parents

    my mum gives me £50/month + if i got into serious difficulties she'd lend me the money, thankfully i know how to budget and im very good at it, unlike my flatmates, one of whoms dad is a consultant and moans that he is screwed over in the student loan as he thinks "if you get your rent paid by the student loan, why cant i even though my mum and dad earn more than 5 times what my mum does"
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    Former MemberFormer Member Posts: 1,876,323 The Mix Honorary Guru
    no but most middle class students get good financial help from their parents

    Many do not and certainly not to the extent that they get nice flats paid for them
    my mum gives me £50/month + if i got into serious difficulties she'd lend me the money, thankfully i know how to budget and im very good at it, unlike my flatmates, one of whoms dad is a consultant and moans that he is screwed over in the student loan as he thinks "if you get your rent paid by the student loan, why cant i even though my mum and dad earn more than 5 times what my mum does"

    But I'm not arguing over that. I'm arguing over poverty affects your perfornmance when you get to Uni.
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    Former MemberFormer Member Posts: 1,876,323 The Mix Honorary Guru
    my mum gives me £50/month + if i got into serious difficulties she'd lend me the money, thankfully i know how to budget and im very good at it, unlike my flatmates, one of whoms dad is a consultant and moans that he is screwed over in the student loan as he thinks "if you get your rent paid by the student loan, why cant i even though my mum and dad earn more than 5 times what my mum does"
    Students should be financially independent at 18. Reliance on mummy and daddy wouldn't be an issue then.
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    Former MemberFormer Member Posts: 1,876,323 The Mix Honorary Guru
    The new higher education finance arrangements will mean that students are independent at 18, the cost of course is higher tuition fees.......
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    Former MemberFormer Member Posts: 1,876,323 The Mix Honorary Guru
    I'd scrap tuition fees completely, but I'm glad they have granted financial independence so that every student is able to receive the same financial support. With increased student fees should come increased student loans. No one can survive on a student loan so of course middle class kids are going to be better off at university, and are going to be more likely to attend university in the first place. The loan should be at least £6k imo.
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    Former MemberFormer Member Posts: 1,876,323 The Mix Honorary Guru
    _1653598_mastermind_b.jpg

    Name : whereismyplacebo
    Occupation : Student
    Specialist subject : The fucking obvious!



    I don't mean to take the piss, well, I do, but to be honest, that was such a 'no shit' article that I'm really surprised you went to the trouble of posting it.
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    Former MemberFormer Member Posts: 1,876,323 The Mix Honorary Guru
    I'm really surprised you went to the trouble of posting it.
    Seriously?
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    Teh_GerbilTeh_Gerbil Posts: 13,332 Born on Earth, Raised by The Mix
    Aladdin wrote:
    In other news tonight:

    - Bears 'Defecate in the Woods' Shock Finding.

    - Pope 'Rumoured to be a Catholic'.

    Pope found to actually be a Nazi. :p
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