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Post estimated debt

Former MemberFormer Member Posts: 1,876,323 The Mix Honorary Guru
Student Loan so far: £6000
Egg Card: 600
Mastercard - 530
Intrest Free Overdraft - £1280
Debt to parents - £3000

aprox £10,000 in debt

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    Former MemberFormer Member Posts: 1,876,323 The Mix Honorary Guru
    Re: Post estimated debt
    Originally posted by TheSovereign
    Student Loan so far: £6000
    Egg Card: 600
    Mastercard - 530
    Intrest Free Overdraft - £1280
    Debt to parents - £3000

    aprox £10,000 in debt

    and what you want 10 grand to fall out of the sky or something.
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    Former MemberFormer Member Posts: 1,876,323 The Mix Honorary Guru
    Awww yeaaah! :D

    The best thing to do is have poor parents.
    Then you get an extra grand that you don't have to pay back.
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    Former MemberFormer Member Posts: 1,876,323 The Mix Honorary Guru
    My estimated debt = 0.

    Oh, I lie, I haven't paid the gas bill yet. Make that £40. :p
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    SkiveSkive Posts: 15,286 Skive's The Limit
    Thank fuck I never went to Uni.
    Weekender Offender 
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    Former MemberFormer Member Posts: 1,876,323 The Mix Honorary Guru
    mortgage: £55,000
    credit card1 :£3000
    credit card2 :£700
    overdraft :£2000

    so without counting the mortgage, thats £5700.
    If you count the mortgage, then i may as well shoot myself now, but mortgage is a good debt, unlike the others,
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    Former MemberFormer Member Posts: 1,876,323 The Mix Honorary Guru
    Originally posted by Skive
    Thank fuck I never went to Uni.

    i know the feeling ;p
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    Former MemberFormer Member Posts: 1,876,323 The Mix Honorary Guru
    About £10,000... oh actually I just bought a car... make that £16,000.
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    littlemissylittlemissy Posts: 9,972 Supreme Poster
    Too much. However, I don't have any credit cards etc so it is just my Student Loan and Overdraft.
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    Former MemberFormer Member Posts: 1,876,323 The Mix Honorary Guru
    I'm glad to say I've never been in debt or owed the bank a penny apart from an overdraft which was like 20 quid.
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    Former MemberFormer Member Posts: 1,876,323 The Mix Honorary Guru
    lots
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    Former MemberFormer Member Posts: 1,876,323 The Mix Honorary Guru
    I think I owe my mum twenty quid.
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    Former MemberFormer Member Posts: 1,876,323 The Mix Honorary Guru
    I owe one of my mates a tenner. But I have the money to pay him back. So I'm not actually in debt. But when Uni comes...
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    Former MemberFormer Member Posts: 1,876,323 The Mix Honorary Guru
    I've never been in debt and I don't want to be. I never want to own a single credit card, except maybe to receive money on eBay. I am owed money though, my best friend owes me £60 from a couple of years ago, she's lucky I don't charge interest ;).

    I do owe a mate a few pints if that counts, and my boyfriend has credit card and loan debts amounting to about £3000 which is bog standard nowadays. I think debt is a big problem nowadays in the UK and we need to realise that borrowing money is not the answer.
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    Former MemberFormer Member Posts: 1,876,323 The Mix Honorary Guru
    Credit cards are brilliant, do you know how rich they make credit card companies? It's a bit unfair on the people who get credit cards though, I think the government are considering putting tighter legal restrictions on them because of the current UK credit card debt (£60 billion).

    Currently I'm in no debt whatsoever. I owe my parents £60 but they don't want it back just yet (I have the means to pay).

    Oh and for those stuck with credit card debt I found this: http://www.ivillage.com/money/life_stage/deepdebt/articles/0,10509,191957_13561,00.html?arrivalSA=1&cobrandRef=0&arrival_freqCap=1&pba=adid=11074017
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    Former MemberFormer Member Posts: 1,876,323 The Mix Honorary Guru
    debt to parents : loads. and loads. but we have a mutual understanding that all the money that they spent on me while i was a kid and a student, i'll repay when they lose their faculties and i pay for their blingy 24 hour nursing care.

    credit card 1 - £0

    credit card 2 - £300 at the moment, but i pay it off every month, so tak it away from overdraft 1 in about 2 weeks.

    overdraft 1 - £1000

    overdraft 2 - £600


    after 4 years of uni too.
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    Former MemberFormer Member Posts: 1,876,323 The Mix Honorary Guru
    .
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    Former MemberFormer Member Posts: 1,876,323 The Mix Honorary Guru
    .
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    Former MemberFormer Member Posts: 1,876,323 The Mix Honorary Guru
    I've got an overdraft which is on -£1256 at the moment, plus i owe the SLC about £1000. And i owe one of my friends £380 as well. So total debt is £2636 approx.

    i still have things like tuition fees to pay this term, but i've got money set aside for that. And i'm getting paid on the 20th november, so i should be ok :S
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    Former MemberFormer Member Posts: 1,876,323 The Mix Honorary Guru
    Probably about £20,000
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    Former MemberFormer Member Posts: 1,876,323 The Mix Honorary Guru
    Nothing. I don't pay any bills or anything, and I don't go to uni, and I don't even have a job, so therefore, I have nothing owe. :D
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    Former MemberFormer Member Posts: 1,876,323 The Mix Honorary Guru
    £100 to parents for rent
    £70 to parents for something they bought when I didn't have the money before payday
    £50 to Next (account card)
    £45 to Topshop (account card)

    Total = £265

    Have the money in my account - have to give parents a cheque on the 1st of every month (so Monday) and I'm just waiting for the statements from my account cards to come (with the payment slip thingies attached).
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    Former MemberFormer Member Posts: 1,876,323 The Mix Honorary Guru
    Student loan: £8600
    Overdraft: £1600
    Owe friend: £20

    Total: £10220

    :nervous:
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    Former MemberFormer Member Posts: 1,876,323 The Mix Honorary Guru
    0 pence. If i can't afford it i don't buy it. I only have a debit card not a credit card and i don't even have an over draft on that account. But saying that it's not like i have my own house and need to pay bills and stuff, if i did i would really struggle then.
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    Former MemberFormer Member Posts: 1,876,323 The Mix Honorary Guru
    $2k to various banks
    $200 phone bill
    $about a grand in credit card bills

    Considering I don't have a house or a car or school or anything like that to be in debt I'd say I'm doing pretty damn well in making myself poor and miserable.
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    Former MemberFormer Member Posts: 1,876,323 The Mix Honorary Guru
    £14,000.

    And if you voted Labour in 1997 or 2001 I hold you personally responsible, and I hope you and everyone you hold dear gets hit by a truck.
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    Former MemberFormer Member Posts: 1,876,323 The Mix Honorary Guru
    i owe out roughly £1200

    about 900 quid on my credit card
    about 200 on my store card
    i owe world books about 60 quid
    and i think i owe my old college some money for some books that are missing :eek2:
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    Former MemberFormer Member Posts: 1,876,323 The Mix Honorary Guru
    Debt? I've never been in debt. Nor do I intend to be within the forseeable future.

    Current assets - Northern Rock Tracker Online - £37,000
    Abbey Postal ISA - £3,000
    Nationwide FlexAccount - £200 (for all those expenses that VISA Electron won't cover, and Delta is required)
    Lloyds Current Account - £500 (day-to-day money)

    This is estimated, not actual.
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    Former MemberFormer Member Posts: 1,876,323 The Mix Honorary Guru
    Can I be really nosy and ask how you have so much savings when you are so young?

    I'm scarily in debt, not through choice.
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    Former MemberFormer Member Posts: 1,876,323 The Mix Honorary Guru
    Originally posted by PussyKatty
    Can I be really nosy and ask how you have so much savings when you are so young?

    A combination of work and donation. My father saved ever since I was born so that I wouldn't be in debt after going to university. When I hit 18 he transferred all of that money to me. I also took a percentage when my great aunt died, and that helped.
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    Former MemberFormer Member Posts: 1,876,323 The Mix Honorary Guru
    so far

    £9500 student loan and ive got 2 years to go after this (4 yr course)

    owe a few drinks here and there, but they owe me them too so it balances out

    oh and i owe my mum about £150 for 4 months worth of phonebills


    not too bad i say
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