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credit score concern

Former MemberFormer Member Posts: 1,876,324 The Mix Honorary Guru
Hi Guys,

Im really annoyed.

My credit score has been cleaned up to a good standard via my hard work.

I am paying back a overpayment of housing benifit via standing order.

For an unknown reason these payments stopped going through 3 months ago and as I was not home to recieve any letters, the debt is now with an agency and I am paying via them now, I plan to have the whole debt cleared next month..

My question is, will this show on my credit score now or not? as there was no credit taken out, will this still show? can I repair it? We wanted to apply for a shared ownership mortgage at the beginning of next year :(:(

PLease advise.

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