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Money Saving Tips
Aurora
Posts: 11,722 An Original Mixlorian
Hello guys,
Sadly money doesn't grow on trees. Behind TheSite.org, the leaders spent some time talking about Money Saving Tips and what we find beneficial when it comes to saving money. We all have different money saving tips and we want to know what you use when it comes to saving money!
Some of the leaders came up with a variety of ideas when they were asked how they saved money and what would be beneficial, some of their ideas included using websites such as MoneySavingExperts and HotUKDeals, as well as allowing yourself to set a weekly budget and maybe even starting a saving account that charges you to withdraw living from the bank.
As well as using your balance check numbers to check your minutes and texts to keep you within your contract (Which I should of done before going £90 over VAT). As well as allowing yourself to compare products in different stores, so are Beans in Asda cheaper than those in Tesco?
So, what do you guys use to save money?
Best wishes,
Angel
Sadly money doesn't grow on trees. Behind TheSite.org, the leaders spent some time talking about Money Saving Tips and what we find beneficial when it comes to saving money. We all have different money saving tips and we want to know what you use when it comes to saving money!
Some of the leaders came up with a variety of ideas when they were asked how they saved money and what would be beneficial, some of their ideas included using websites such as MoneySavingExperts and HotUKDeals, as well as allowing yourself to set a weekly budget and maybe even starting a saving account that charges you to withdraw living from the bank.
As well as using your balance check numbers to check your minutes and texts to keep you within your contract (Which I should of done before going £90 over VAT). As well as allowing yourself to compare products in different stores, so are Beans in Asda cheaper than those in Tesco?
So, what do you guys use to save money?
Best wishes,
Angel
0
Comments
Don't go food shopping hungry.
Have a meal plan for the week - taking into account what you need to use up, if you'll be out any days. It doesn't need to be prescriptive, you could jumble the days up and eat what you like but you have those choices of food to make.
Buy things on eBay with odd ending times - like the middle of the night or early early morning. You might still get snipers but most people won't be up to bid on the off chance.
Buy most of your clothes/furniture/electricals second hand. They're often in just as good condition but half the price.
Always mend stuff or at least consider if it is mendable before chucking stuff away (that goes for electricals too!)
Freecycle freecycle freecycle!!
If you want funky home decor and see something in a shop window that's decoration, go as ask what happens to it when I comes down. I have bags of half meter sq silver plastic studs from warehouse to put up sometime.
Ask yourself can I make it before buying if you are at all crafty.
Buying magazines is usually cheaper electronically or via subscription
Subscribe to money saving expert for alerts on savings you can make on a huge number of items.
Always ask yourself do I need it when buying stuff.
Ooo, this is interesting! Tell us more... how do you make them?
can you really make fabric conditioner for like, less than a pound? that's interesting
Yep! All you need is hair conditioner (you can just get really cheap stuff), white vinegar and hot water. Here's a link to my blog
http://rachgoesrawr.wordpress.com/
Definitely agree with this.
When you're going out, don't take a credit/debit card. You end up spending more when drunk, once the cash runs out, that's it. Either blag drinks or go home.
Also, trying to do some shopping away from the supermarkets and keeping records of every penny you spend yup see where you can trim the fat.
I clean with hot water and lemon juice/vinegar as others have mentioned. If I want to deep clean something I have a big cheapo bottle of bleach which I just squirt a tablespoon or so at a time into an old spray bottle and top up with water...much cheaper than the fancy cleaners. I went 'no poo' about a year ago and my hair and wallet have thanked me for it. I use bicarbonate of soda mixed with cooled down boiled water as 'shampoo' and lemon juice as 'conditioner'. For me this makes my hair look much fuller and healthier than when I've used designer shampoos in the past, and I find my hair stays cleaner for longer between washes.
If you live near a university or an apartment complex, you may find some perfectly good items being thrown out in the coming weeks as the students head home for summer. Over the past year I've found 2 perfectly good leather sofas, a working PS3 and a massive plasma TV!
That way you can easily use the better value packets of mince etc. And when you're making things like bolognaise, add in vegetables, tastes better and you get more for your money.
I like your blog have to say I'm not really convince though, I'd rather buy a bottle of comfort or a flash spray for a pound each I think it works out cheaper. plus I'm lazy
I used to spend maybe £10 every 5 weeks or so on pay as you go (not a regular user!), then I found this company called ovivo (google them!) - where you pay £15 for the sim card one-off, then you get 200 text, 150 mins and 500MB data a month for free! I mean, obviously this wont be ideal for everyone, but for me it's been a great way to cut down on costs!
such a good idea!
mine aren't great but I buy lemon squash instead of juice as it lasts for ages, we use cotton wool and water to clean baxter's tooshie instead of baby wipes- going to start doing this again because he keeps getting nappy rash as I've been lazy and have started using wipes, buy all clothes from charity shops, make our own cards (via B's footprints and handprints!), use a lot of veggies to bulk out dishes instead of meat, walk to places instead of the bus, check voucher websites when planning a meal out (got two main meals for twelve pounds from strada this week!), ask for tap water at restaurants.
Charity shops do sometimes have some really nice new (including the tag) stuff. Cancer Research (where I used to volunteer) had a lot of old stuff from Tesco.
If your whites are not white, try dissolving 2-3 aspirin in a teaspoon of water, then place it in with your washing/washing powder etc. It make a difference
Before I got my current phone, I'd gone in and was set on getting a Samsung S3 mini. Unfortunately, I couldn't get the deal I wanted; so ended up with a HTC Windows phone with a better deal than now. (well, I needed more internet and had loads of texts and minutes I don't use)
Open a savings account. Work out what you pay a week, monthly and yearly and put the rest in here.
Don't use a credit card.
Buy a decent, cheap-to-run car, such as a deisel or Eco-friendly petrol.
I bought a Fiesta 1.4 TDCi Titanium 3dr a few weeks ago and can do 420+ miles per tank. Road tax is £20 a year. Better than my 1.24 petrol that did only 280miles per tank at £175 road tax.
I want to do this, and can even get it at an even more preferential rate because I can get it through a salary sacrifice scheme- but I did the numbers and my mileage and usage means keeping my current car until I run it completely into the ground makes a lot more sense than trading it in (for peanuts) and getting a nice shiney new one...
Also kind of agree on the credit card front: I use one and bought furniture, stuff for the home, paid for big one off costs on it - and it is annoying to always have to be paying it off each month. I suppose the flipside would be though without it we would be in a completely unfurnished flat still! We used two duvets and cushions in the lounge for about 6 weeks before we got a sofa...
1. Never buy food when you are hungry! In this case you will spend more (spontaneous shopping) and buy more than you really need. :yes:
2. Never go shopping right after receiving the paycheck. It's better to make a spending plan before any buy.
Spend not where you may save; spare not where you must spend.
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