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car insurance
Former Member
Posts: 1,876,323 The Mix Honorary Guru
I am getting some really silly quotes to insure a car as a first time driver, is there any way of getting a cheaper quote maybe if the car was down as my mums and i was an additional driver or is it better if its in my name.
Anyone found any good deals for new drivers because i can't find anything under £1300 which is £900 more than the car cost
I am still a learner and 17 though will be 18 soon if that would make it any cheaper.
Anyone found any good deals for new drivers because i can't find anything under £1300 which is £900 more than the car cost
I am still a learner and 17 though will be 18 soon if that would make it any cheaper.
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Comments
Not much, try Crowthorne, they are a broker and got me and my bro a good deal, my sister whos a driving instructor swears by them. very good for young/new drivers.
Being 18 will help slightly, but not much. Having a full license will also probably help, ask when you call whether pass plus would help. Best offer I got (a long time ago) was from Diamond.
Aye! my first years insurance was £1300 fully comp, dropped to £300 second year, expect it to drop more this year.
Often helps to add your parent(s) to your own policy as named drivers. Made a noticeable difference to the cost of my policies over the years, but not any more. I'm old, now...
If we're not allowed to mention companies then someone can delete this, but the cheapest company I found was Quinn Direct who are based in Ireland.
Hi Louise.
Try MoneySupermarket.com. I use this website now too look for insurance.
It is such a ridiculous situation we are in , so many young drivers have to spend more on the insurance than they do their car. Too many young boys driving into lamp posts and writing off their cars after two weeks has caused this. Unfortunately you don't have many options, many do go on their parents insurance but strictly it is not kosha although often it is the only viable option.
It was no different when I passed my test, back in 1998. £850 for a half-decent car, £850 insurance TPFT.
Fronting is bad. Don't do it. Bite the bullet and build up some NCB - assuming, of course, that it is the young boys driving into lamp posts that bump up the cost of your premium, rather than yourself...
they just do female drivers though don't they?
Nope, anyone, infact as I am insured by them. and I ain't no GIRL!!!!
http://crowthorne.co.uk/
It was actually a little less than £900 but when i phoned and asked if i could pay monthly the price went up.
I went with Admiral in the end, it is a 10 month policy called a bonus acellerator, you basically get a years no claim bonus after just ten months.
I hope that by then i will have passed my test i will be 18 and with a years no claim it might be a sensible price next time.
Only because you're looking at it wrong - you're an unknown risk, and statistically quite likely to have a prang. It may be a minor exchange of paint, but you may also end up taking away the legs of a professional footballer.
They're insuring you, rather than the car.
When I passed my test, a bog-standard Mini 850cc was ~£800 to insure. I paid £850 to insure an Orion 1.6i Ghia - which may not really sound all that much these days, but they were pretty good cars in their day. It had 3x the power of the mini, electric everything inside, sunroof, tinted glass, alloys, etc.
The car was largely insignificant(so long as you're not going for something hugely extreme) compared to the unknown risk of a new driver.
BTW, insuring a Lotus Esprit would've been £1831.26p - not very much more than double the cost of the Mini. That pretty much says it all...