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Liability thingy
Former Member
Posts: 1,876,323 The Mix Honorary Guru
If you have say for example a mobile phone and your friend breaks it by sitting on it, you would say your friend is liable yurp? So you ask him to pay for it (or at least give you some of the money back towards it). I think most reasonable friends would do this - if I accidentally spilt a drink or whatever on a friends phone and it then din't work I would help them out.
However, if the phone is insured, what happens then? And what if it's not a friend? It's all a hypothetical situation really to a real situation that has happened to me, I am covered, but the reason I need to replace isn't my fault it's someone elses and if I wasn't covered I would definitely be wanting them to pay me back. So I'm pretty peeved and think they do owe me *something* almost but how the heck does the law sort out this kind of issue?
However, if the phone is insured, what happens then? And what if it's not a friend? It's all a hypothetical situation really to a real situation that has happened to me, I am covered, but the reason I need to replace isn't my fault it's someone elses and if I wasn't covered I would definitely be wanting them to pay me back. So I'm pretty peeved and think they do owe me *something* almost but how the heck does the law sort out this kind of issue?
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This is true. It's not actually a person, it's a company. But yea I'm covered pretty much, the only "loss" is the inconvenience. I was just wondering about it really because their actions were I guess you could say negligent (not malicious at all, was an accident) and it was only through my good fortune that I was covered. I guess if the insurance company was bothered they could claim their expenses from them but really I think it will be dealt with internally.
If it was a friend and it was covered I wouldn't expect a SECOND replacement but hey a pint and an apology would be nice. Since it's a company I receive neither. Not that I was seriously considering sueing anyone. I guess it's just one of those caveats in the law that if someone causes damage but you are covered for that damage they don't need to compensate you so essentially get off free.
If a company breaks something they pay for it to be fixed. If it's easier to use your insurance then do that. It ain't rocket science.
You got out of bed the wrong side this morning didn't you?
I came on here to ask a question, not to be berated. These discussion forums are open to anyone to ask a question, they don't have to qualify to your oh-so-superior standards.
if thats the case why dont you write to the companys head office/customer services whatever, a nice polite letter stating how you feel you were inconvenienced and are not happy etc, obviously i have no idea what kind of company it is but most places would reply or offer some kind of goodwill.
Your phone got damaged by accident, you have insurance for such things, it got fixed. End of.
If it was deliberately damaged/someone was being reckless when it was damaged you might have a case for complaining. As you've explained it you're putting yourself nicely into the forefront of the pushing forward for compensation for every little thing that puts you out in anyway shape or form.
If a friend broke my phone in an accident by sitting on it then I'd be upset, but I'd acknowledge that I was a tit for leaving it somewhere it would get sat on.....
But for goodness' sake, if your phone got fixed, what is the big deal? Is it that they haven't kissed your feet enough? One thing I completely cannot stand is the whole compensation thing. If you've suffered harm be compensated for that harm, yeah, but what harm have you suffered?
it was an accident, hes your friend... if you have insurance use it, why are you trying to make your friend pay for this?
i dont see what makes some people tick... just trying to cause trouble for others, like ppl dont have enough problems
a) I was trying to use a hypothetical example to get some general advice
b) they're not my friend
c) it wasn't an 'innocent' accident, it was down to lack of quality standards, I certainly wasn't the only person affected
d) it wasn't insurance, I got it repaired under warranty despite the m'facturer being under no obligation
perhaps a better analogy would have been I bought some new oil for my car which broke my car, I am not happy with the oil company, but the car engine is going to get replaced but in the meantime i am without a car.
It just seemed at first, wrong, to me, that a party can get away with causing damage to not just me but many others, just because the parties they caused damage to were covered or managed to get it replaced. There was more than one person who was affected who, considering the benefit vs costs just stumped up the cash themselves.
I don't get some people who just want to have a go at people so don't offer any real advice, just come on here to try and be judgemental.