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Advice about bills for 2 people living together
Former Member
Posts: 1,876,323 The Mix Honorary Guru
ok, so basically me+my bf are going to start looking for a place to rent together and im asking people who have lived as a couple (or even with a friend) to give me an approx guideline on how much their bills came upto. Im asking for figures from people who've lived in a house with just 1 other person, so i can relate it to my situation. (we're looking at paying about £600 per month for rent+wont be having broadband or sky)
so, estimates needed for the following:
* Gas
* Electricity
* Water rate
* Food
* Home+contents insurance (do people get this when they rent?)
* TV licence
* anything else anyone can think of - im sure ive missed stuff.
Also, id love advice on how often these bills are paid, ways you can pay them (stamps, one off yearly payment, direct debits, etc), and also how do companies (gas,water+electric) normally go about the first bills? do they base it on previous tenants, or just charge you for what you use after the 1st quarter????
Sorry for all the Q's, but im so inexperienced with all this stuff!!!!
so, estimates needed for the following:
* Gas
* Electricity
* Water rate
* Food
* Home+contents insurance (do people get this when they rent?)
* TV licence
* anything else anyone can think of - im sure ive missed stuff.
Also, id love advice on how often these bills are paid, ways you can pay them (stamps, one off yearly payment, direct debits, etc), and also how do companies (gas,water+electric) normally go about the first bills? do they base it on previous tenants, or just charge you for what you use after the 1st quarter????
Sorry for all the Q's, but im so inexperienced with all this stuff!!!!
0
Comments
telephone
entertainment (going out)
drainage (not always with water bill)
we wont be having a telephone....at least we wont activate the line until we know we're ok with the essential bills+then we MAY get broadband
drainage....never heard of that...any more info
and we're not looking at entertainment, we're just focusing on the essential bills ATM
The way we work it is everything except the TV licence is in my boyfriend's name, and then I just pay him half when the bills come in.
We also update the meter reading each time we pay a bill (you can do this online with most of them) so that we pay an accurate amount and then it's accurate for the next bill too.
With food (not a bill but a necessity!) we just give each other half when one goes shoppping etc.
And yes, you do need contents insurance, but not buildings if you're renting. It's not your problem if the falls apart, but it is if your stuff is inside when it does......
Normally £15,000 is more than enough to cover all your things.
Gas - £80 a quarter, I think
Electricity - £110 a quarter, I think
Water - £18 a month
Food - £40 a week - Tesco groceries.
Home and contents - £105 a year. www.eSure.com are great.
TV license - £135 a year isn't it?
Council tax - £90 a month (I get single person's discount, don't disclose gf lives with me)
Telephone - £11 a month line rental, £0-5 calls. Just have it cos I need broadband which is abt £18 a mth
Entertainment - £0-10 a week. I hate nightclubs, I'm a boring fucker.
Drainage - £0
Plus
Gym - £75 a month each
Sky TV - £46 a mth
Have all of these done by direct debits so they just automatically go out of the account without me having to do anything.
Note I'm in a London flat, some things might be substantially less oop north.
Drainage is to cover the sewerage / waste - its around 15 a month.
£75 a month, fuck me I thought £40 was a lot. Are the running machines gold plated or something?
Isn't this fraud?
Never heard of that one:chin:
Yeah, the council can absolutely fuck you for it if they find out.
Most gyms offer that....but why would you want access to other gyms...?
You can say that, as for how they find out, the least they need to do is to come round and knock on the door. If she answers.....
They have other methods, but i'm not telling you, simply because as someone who absolutely gets shafted for tax I don't see why you should get a discount and not me, especially if you can afford £75 a month gym membership. Nothing personal.
Another way to pay is by swipe card at a PayPoint (weekly or monthly) helps to split it up a bit easier