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Which is why it's best to save up first. Me and my wife were saving constantly for 3 years to afford a deposit. Unfortunately a lot of people nowadays don't understand the concept.
My fella was renting a one bed flat, it was £350 pcm, we now pay £400 per month on a 2 bed terrace house, with a garden! Weres the logic in that?
I hate renting, I think its a waste of money. At the flat I wouldnt do anything to it, cos it wasnt mine, so felt like I was throwing money away.
I like to know that this is our house, a landlord cant come and throw us out, we can decorate it how we like.
My mum and dad have got 3 years left on their mortgage (they bought their house for like 16k!) then theres my grandparents, they will be paying rent for the rest of their life.
How come they never bought?
In addition historically tennants have had much stronger rights than they have today, most of my relatives were in long term rental agreements, my great aunt took over the rental agreement on the house that her mother had lived in with a rental price that was fixed before the war!
As i said we bought a house/sorted out a morgtgage a month ago, and our deposit was 5% and thats with Nationwide, and they are not exactly a back street mortgage shop.
For example... Me.
Apartment value approx £650-750k (2 bed in Nottinghill). Rent approx £2k a month. There is no way on God's green earth I could get a mortgage anywhere near that unless I had recently sold property with a remotely similar value (£500k upwards).
In regards to London, it is quite often the only option.
On the plus side, I already own an apartment ooop Norf, so I'm ok with that.
:crazyeyes We pay £400 a month for a 2 bed terraced house! Our combined wage is £2k a month! Are wages significantly higher in London or is everyone skint!
Wages aren't that much higher in general... I do have a good job though.
Rent in some areas of London is shocking. I was checking out an utterly stunning 2 bed to let in a converted church just down the road from where I am now. The price wasn't on the ad... Turned out to be £2,200 a week. I honestly asked the guy if it was a mis-print in his notes. To be fair, it was utterly stunning - movie-set stunning, but Christ that's a bit much. You pays yer money, you makes yer choice, I guess.
You'll rarely find a room in a shared house that is anything half decent for under £400 a month, from experience, unless its MILES from the centre.
ETA - This is a flat for rent on my street: 2 Bed
£2000 a month is quite cheap for the area. The one in the link is also smaller than mine... But it is, admittedly, a lot nicer.
Funnily enough though, Council Tax in Westminster is dirt cheap compared to elsewhere. That one is £688/year
:crazyeyes Wow. Its done out mega posh though, ours is a wee little terraced with 70s style kitchen and upstairs ceiling so low you bash your head off the lampshades and I'm only 5'2! The whole house is on a slant so when you sit on a swivel chair its really hard to stay in front of the desk and none of the doors line up with the ceilings. Still you get what you pay for! Its nice and homely - and cheap!
Awwwwwww - sounds cute
Erm...
I have no idea.
www.thegumtree.com may have a Slough branch to it. That's always good for rooms.
Oh, and it's not that close to London. It would be like saying York, nr Bradford
ETA - thinking about it, there are fast trains from London Paddington out to Slough. If you can stretch, I'd get a room in London (Ealing, perhaps) and commute out there. Trains also run from Ealing Broadway. Takes about 20 minutes, if I recall. It would be MUCH more fun than living in such a dump (I worked there briefly).
But Ealing's pretty expensive. I'd love to live there one day though.
It's certainly not the cheapest place in the world, but you should be able to find a room in something quite nice for well under £600 a month
Always worth a good squizz around on thegumtree.
I recently left Ealing and it is not as nice as it once was - Queen of the Suburbs.
I'd love to be able to get a mortgage, one day. I've been renting for eight years, which has cost a lot of money. Plus you have the bother of deposits/not being able to decorate/horrible landlords etc etc etc.
So for example i could afford to rent in chelsea but on my wage alone i could never afford to buy there straight off.
Though obv now i am on the property ladder i obv have capital to invest and I could afford to buy in chelsea - however i've decided that i want a house with a garden instead of a flat of you see what i mean.