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current accounts and benefits...
Former Member
Posts: 1,876,323 The Mix Honorary Guru
ok sort of a 2 in one thing here.....
once i turn 18, i no longer recieve payments from social services, and have to apply to the DSS for income support, and i should also be getting DLA (i've been told i am elegable)...i'm a full time student who lives on my own, don't have student loan (in second year of college), can i get housing benefit and such as well? and i will have a part time job in a months time...though only 16 hours tops...can i still get benefits?
and i need to find myself a good current account which will allow me a small overdraft (£150 or something of the such) and a switch card...i don't want a credit card, only a debit card...any ideas?
once i turn 18, i no longer recieve payments from social services, and have to apply to the DSS for income support, and i should also be getting DLA (i've been told i am elegable)...i'm a full time student who lives on my own, don't have student loan (in second year of college), can i get housing benefit and such as well? and i will have a part time job in a months time...though only 16 hours tops...can i still get benefits?
and i need to find myself a good current account which will allow me a small overdraft (£150 or something of the such) and a switch card...i don't want a credit card, only a debit card...any ideas?
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As for the benefits, the rules on people leaving LA care are quite different to the rules for everyone else, so I'll need to go and get my trusty CPAG book from work to tell you. That's especially the case for housing benefit.
If you work more than 16 hours a week you won't be entitled to income support, and you might not as you are in full time education. You might not be entitled to housing benefit either if you are a full time student, but there are different rules for some benefits if you have been in local authority care.
I have Visa Electron and the only place that won't accept it is the train station, for some reason.
I don't think you will find many banks who will give you a full Maestro card with a non-existent credit history and an income reliant on benefits.
They don't accept them in Clinton Cards either, or they didn't used to.