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Loan cooling off period
Former Member
Posts: 1,876,323 The Mix Honorary Guru
I want to get a personal loan, I need to apply for it now to buy what I want but there is a small possibility I won't be able to purchase what I want when it actually comes to it. Is there a legal cooling off period where you can cancel the loan and give back the money? Or does it vary with different banks? If so, how do I ask without looking dodgy?
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Be careful though, I've been caught short a few time doing such things.
That would be under the Distance Sellings Regs though rather than the CCA though, wouldn't it?