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Making the move back home - saving money
Former Member
Posts: 1,876,323 The Mix Honorary Guru
Right. Before I started uni I had all these great plans of keeping my part time job and not touching my student loan, in the grand scheme of things I wanted to make enough money to save for a deposit on a flat after I graduate.
The reality is, I've gotten into trouble with the shitty landlord over rent and him not telling me my money hjadn't gone through until 6months later (meaning it's another £400 I dont' have) and instead of thinking, oh uni is just down the road, I hardly went AT ALL this year. I've had to take on another part time job and this makes me tired and cranky when I go in for labs etc. I haven't kept in touch with friends because I sleep loads during the day and am always too skint to go out.
My parents...aren't pressuring me to move back but they keep throwing subtle hints about how much money I'd save, and how me making the money for a deposit is more likely if I move home.
Sigh. I would just miss having the freedom, meh.
Any thoughts?
The reality is, I've gotten into trouble with the shitty landlord over rent and him not telling me my money hjadn't gone through until 6months later (meaning it's another £400 I dont' have) and instead of thinking, oh uni is just down the road, I hardly went AT ALL this year. I've had to take on another part time job and this makes me tired and cranky when I go in for labs etc. I haven't kept in touch with friends because I sleep loads during the day and am always too skint to go out.
My parents...aren't pressuring me to move back but they keep throwing subtle hints about how much money I'd save, and how me making the money for a deposit is more likely if I move home.
Sigh. I would just miss having the freedom, meh.
Any thoughts?
Post edited by JustV on
0
Comments
Have you applied for a hardship loan? They are quite generous and don't check what you spend it on And its well easy to qualify.
Try and think about ways off getting yourself out of the immediate debt, but if it becomes too much then you may have to move home with the parents.
If things reallly aren't working and where you live is a reasonable place to get to the uni from I'd consider it if it means you're likely to be able to move out for good sooner. If you can get things back on trach, then maybe stay put.
Do you have any siblings? I've found amoung friends that people with younger siblings have more problems with losing freedom back at home than those with older ones.
Try and sort out your finances too. A student loan isn't designed to be saved as a deposit to buy a flat (although of course, you can use it for that if you want to and are able to), it's aimed at helping you buy food/books, pay for bills etc. Take a look at your spending.
I'd still be going to uni, it would just take longer in the mornings.
Hmmm..ta muchos for the thoughts.
I would say do it if its going to make your finances better and you wont' end up killing your parents. Err though i have to say my experience was greatly improved by having a local boyfriend who's house I could escape to on a regular basis.