If you need urgent support, call 999 or go to your nearest A&E. To contact our Crisis Messenger (open 24/7) text THEMIX to 85258.
Options
7pm Thursday expert money chat
**helen**
Deactivated Posts: 9,235 Supreme Poster
in General Chat
:wave: If you're having trouble managing your finances, are worried about debt, or would like tips on budgeting... come along to our chat on Thursday 12th April.
We're pleased to announce that Elinor Quinn, (AKA Girl With Sharp Teeth on the boards) an experienced debt counsellor working in the Newcastle office of Consumer Credit Counselling Service (CCCS) will chatting live to answer your questions. The CCCS is the UK's leading debt charity. Last year its helplines received nearly 300,000 calls and it is helping over 73,000 people to repay £2.2 billion to their lenders through debt management plans. Elinor's previous experience includes work for NHS direct.
If you don't think you'll be able to make the chat, but would like Elinor to answer your question, feel free to post it here and we'll make sure it's included on the night. :thumb:
Here's the link: http://www.thesite.org/realchat/client/chat.jsp
We're pleased to announce that Elinor Quinn, (AKA Girl With Sharp Teeth on the boards) an experienced debt counsellor working in the Newcastle office of Consumer Credit Counselling Service (CCCS) will chatting live to answer your questions. The CCCS is the UK's leading debt charity. Last year its helplines received nearly 300,000 calls and it is helping over 73,000 people to repay £2.2 billion to their lenders through debt management plans. Elinor's previous experience includes work for NHS direct.
If you don't think you'll be able to make the chat, but would like Elinor to answer your question, feel free to post it here and we'll make sure it's included on the night. :thumb:
Here's the link: http://www.thesite.org/realchat/client/chat.jsp
0
Comments
that place is a life saver.
I only :rolleyes: have about £2.5k left of debts now. It will all be gone by Jan 2008!!
2012 for me, roll on Olympics
My problem with MSE is that i do really well, save lots of money, then go on to the 'bargain' boards and decide that what i really need is a £399 hd-ready flatscreen 32" tv. Grr. Damn them!
Has anyone else tried using quidco.com? I'm making about £5 a month through it... wish i'd known about them when i was buying my car insurance really.
:yes:
(or one of the few)
One thing I've never got/will get is a CC card,
Thats what i said about credit cards, but there so tempting when you want something.
Looks like you have learned from your parents. Stay clear of credit cards any you will be fine.
:thumb:
a £200 overdraft is all we have, and we've not used it so far. so all is well there, I think I can survive the temptation.
They're great if you use them sensibly.
True, but I couldn't
morgage,
car payments,
CC (not over the top)
alot of people seem to have that combo
and even then the morgage, TECHNACLY isn't in either of our names
I have car payments (although it's on a personal loan rather than finance, much cheaper that way!), a student loan which is about £20 a month and i don't see it anyway cos it comes out before i get my pay, and minimal CC debt. Plus we're applying for a mortgage at the moment.
TBH, i wouldn't count a mortgage as debt. I'd think of it more as 'part paid-off investment'
No
Thank you x
But i'd check with someone else as well
I have a credit card that only gets used in emergencies. Did come in handy a couple of times I must admit but I'd never use it out of habit.
It is student debt, but £12k of it is a career development loan because you can't get a student loan for a Post Grad course :grump:
I have a feeling there will be some useful info dished out tonight and I'm offline at the moment.