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Getting a credit card with a dodgy credit rating
Former Member
Posts: 1,876,323 The Mix Honorary Guru
Anyone know which cards are most lenient when it comes to credit ratings?
Other than my overdraft occasionally being overdrawn, I have had no debt, although egg refused my application.
Other than my overdraft occasionally being overdrawn, I have had no debt, although egg refused my application.
0
Comments
Be good and enjoy
No, not a refused application - whether or not you are accepted for credit isn't disclosed, all that is recorded is a search.
Searches can have a derogatory effect on your rating when there are a lot of searches on there - They only care about searches in the last 6 months too.
By the way, if you are just using to rebuild your rating and are planning on paying the balance in full each month then the APR is irrelevant as you won't pay interest if you pay the balance.