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Car Insurance?
Former Member
Posts: 1,876,323 The Mix Honorary Guru
I was just wondering, for those of you that have cars, do you pay your insurance yearly or monthly? What would you recommend for when I get a car?
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I'd say, it depends on how well you can save. Can you guarantee that you will have x amount of money one time a year when you need it? If not, I'd say montly would be better as it would be alot smaller amounts at one time to deal with.
And I only pay for 10 months, then get 1 year NCB, and I get a month off by paying an extra £6 the other months. So I have £86 to blow in September!
I don't get paid at the same time either, I'm paid every 14 days, regardless of the dates. You just have to work out when you're getting paid, when your drirect debit is, and budget around it !
At the time(1998), £850 was a lot of cash to me. It was almost 2 months basic-salary. If you can afford to pay it in one go, then do so. If you can't, then do it monthly - either through the insurance company, or - preferably - on a 0% credit card.
Ok i've been driving on a full licence for 4yrs. but always been the named driver or on company insurance, so never had a no claims.
I'm phoning around but their all too much. can anyone suggest a good but cheap insurance company?
you wont find it that cheap tho as you've no NCB as you've never had your own policy. also how old are you?
So far the best i've got is Elephant, full comp @ £488 but when i asked them about doing it monthly it went to about £580