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Credit Card help
Former Member
Posts: 1,876,323 The Mix Honorary Guru
Okay so im going away for the summer to america, basically the company recommends you get a credit card for emergencys, so ive been having a look around and tbh i dont know wtf most of it means. So can anyone recommend me a good one? Thank youuu
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Comments
The best place to start is your own bank.
one of my friends is with HSBC, and she just got a deal on a credit car with 0% interest on balance transfers AND new purchases for something like 9 months, i think, which is an awesome deal.
in your situation, if you could find any card with 0% on new purchases, it would be ideal.
if you're away from home i'd also recommend setting up a direct debit for the minimum payment every month. that way you don't have to worry about paying the full whack off if you need to use it, and you won't have to worry about forgetting a payment.
Second to this, I don't agree that if you are paying the balance it doesn't matter what card you get. You might not be able to pay the balance one month, and there are a lot of good cashback paying cards out there so you make money for spending on them.
I would take a read of this article -
Newbie Credit Card Guide
And take it from there