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burgled!!
Former Member
Posts: 1,876,323 The Mix Honorary Guru
so friday me and my housemates went out for lik 3 hours, come back and some chav has broken into my room through the window, stolen my laptop, 2 mobiles and cash!!! chav!!! :banghead: :banghead: :banghead:
i have insurance for my laptop but they want proof i bought it etc!! i cant sleep these days cos the security of our student house is so poor!!! im off to see the student union about where we stand with security and the landlord. so annoyed :grump: :grump: :grump:
i have insurance for my laptop but they want proof i bought it etc!! i cant sleep these days cos the security of our student house is so poor!!! im off to see the student union about where we stand with security and the landlord. so annoyed :grump: :grump: :grump:
Post edited by JustV on
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But what is usually the case is that dozy students don't know how to lock their windows and doors- or even shut them half the bloody time- and so thieves will just walk in and take what they want. Hell, even I've been tempted it's that easy. And its such rich pickings too, all those expensive toys.
my insurence was expensive, but it's good to have that peace of mind, would reccomend it to all students....like kermit said, students are a goldmine for thieves, most student rooms contain a laptop and many dvds for instance.......
apparently they look for open windows and shimmy up the drain pipe to get in. they don't care if people are still in the house.. they just get in, grab what they can and get out.
How do you know it was a chav?
Exactly my thoughts.
Nothing like that ever happens in my halls and I'm in Belfast, well admitantly the posh part.
Do they really ask you for proof of purchase for a stealing claim on insurance? Because when we broke a laptop they didn't want one then.
If you've declared a laptop as part of your insurance package, that will be enough. You've paid to cover one, so they will agree that you had one.
i think you live in the same area as me.. :thumb:
Shops keep copies of their receipts, and you would have an email confirmation if you bought it online.
Say the receipt got nicked too.
If you've paid premiums based on your laptop, then there is no fraud, and it sounds like someone is being a mong.
If you declare a laptop of value £x, they calculate the premium based on that. You are paying to cover something you own. They can't then turn round and ask for proof you own it, as you have declared you do.
If you don't declare it at first then that would be different.
That shouldn't happen. If you've declared it on your premiums then you shouldn't have to prove you own it- they have asked for money based on the risk ownership of a laptop entails.
Though Endsleigh aren't actually very good.