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Which, of course, drastically impacts on your studies.
T'missus is doing 25 hours a week work, and uni on top, and I don't think it all gets fit in properly.
:eek:
im in £9500 debt so far
and i dont use my overdraft as i get a bursary on top of my loan coz my uni liked me so much
got 2 years to go at about £5000 a year, so erm about £21000 including interest wen im done
:crazyeyes
i'm not even going to think about it.
but, it is very reassuring to see i'm not the only one.
im starting uni im september and all this talk about debt is making me slightly worried.
you're entitled to splurge quite a bit of your first loan installment but not all of it! :no:
Ahhh, dont worry about it, student loans arent real money, you only pay back what you were lent and it comes straight out of your pay cheque, so you dont even notice it.
would def advise all students to steer well clear of credit cards.. they are BAD :no:
and store cards!
:no:
About £8,500. Just dropped out of second year and having to re-sit next year. Ahhh, all work and no play would make me a dull boy...fuck money, plenty of time for working ahead of us to pay it off...make the most of uni :yes: .
Outcome:-
2 Credit Cards = £1,250
3 Overdrafts = £3,750
Just to get the banks off your ass, has anyone consolidated their debts?
I may need some advice on the best way to do this, good rates etc...
Looked around but mainly for homeowners...
Ta
your best bet is probably a graduate loan. i'm not sure about other banks, but lloyds tsb do one with preferential rates for the first few years after you graduate.
pop into your bank and have a chat with them.
And Kaff, maybe I go to the wrong places, or maybe it's cos I live in London but if I want to pay £5 for a club and get a taxi home (even split) I have to drink tap water all night to have change from £10. However, comparatively the people who drink always spend more than those who don't I'm not undermining your point - I'm just jealous!