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student loans
Former Member
Posts: 1,876,323 The Mix Honorary Guru
Im filling in forms to apply for a student loan, the thing is, I don't know how much laon I shoudl apply for. I intend to live at home and fees are around £1000. Ne 1 know any sort of figures for students living at home?
thanks
thanks
Post edited by JustV on
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I'd say more than that, she needs to live - plus there will presumably be transport costs.
She's not paying accommodation or food. My student loan £3000 barely covers my £2850 SELF-CATERED accommodation. I have to find enough money for food, transport, and fees (£1125) a year on top of that. So she shouldn't get much more than £1000 MAX.
a lot of people i know seem to be with hsbc, however i'll be sticking with rbs.
For the basic student loan everyone is entitled to 75% of the maximum, the other 25% is dependant on you or your parents income. If you're living at home you will be entitled to a maximum of 3240 pounds which means you will be entitled to a minimum of 2430.
There are also two other things that could help you:
Help towards tuition fees:
Higher Education grant
If your parents earn less than 15200 you get a 1k grant, its then a sliding scale until 21185, if your parents get more than that you get nothing
Oooh, same here!
The cut off points for help with fees are in my opinion far too low - we have to pay full fees for both me and my sister PLUS we need money for food on top of our loan.
i like the RBS. i am with them and they seem to be really good
The best student bank account I have found is with NatWest, part of the Royal Bank of Scotland Group.