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well unless you feel like wasting your money. no don't go for comprehensive. comprehensive would be a waste of your money. go for TPF&T or TP only. if you had an accident with a £500 car the betting is that the damage you do will be a couple of hundred, in which case your car will be a write off and comp. would mean shit. cover it only for what you need.
Only car I bothered going FC with was my Scooby. Personally, I'd not bother giving it any thought unless the car was worth £1500 or more.