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Paying money in to the bank - error

Former MemberFormer Member Posts: 1,876,324 The Mix Honorary Guru
My boyfriend went to the bank today to pay £200 in to our joint account. He handed over £200 and the teller asked him to sign a slip. She had put £300 on the slip. He didn't bother to tell her the mistake (so dishonest, but I wouldn't have either!) and then she gave him a receipt stating he had paid £300 in to the account. When we checked the balance of the account immediately afterwards she had credited £300. When we got home we checked online to find that after the £300 was put in it was removed again about 20 minutes later £200 was put in. It would appear she has realised her mistake.

Now, this is the dishonest part... If we went back with the receipt and claimed we had put £300 in, would they have any proof that we hadn't? I am not saying we are going to do this, especially as we would have gone straight back in and told her the mistake if we didn't have to be somewhere very quickly before it closed. So yes, this is definately just one of those 'what if' questions!

Comments

  • Former MemberFormer Member Posts: 1,876,324 The Mix Honorary Guru
    well they must have realised something was wrong else they wouldn't have changed it back to £200.
  • Former MemberFormer Member Posts: 1,876,324 The Mix Honorary Guru
    I imagine its like cashing up a till. They have a certain amount to start with and finsihs with a certain amount.. eventually theyd find out.
  • Former MemberFormer Member Posts: 1,876,324 The Mix Honorary Guru
    The money probably got electronically counted seperately to the reciept being made out. So I'd say it's possible that they would know.
  • Former MemberFormer Member Posts: 1,876,324 The Mix Honorary Guru
    So if we went in with the receipt in January and said "hi, we were checking our receipts vs bank statements and they don't match. Why was only £200 paid in? Our receipt says £300" would they say "oh sorry" and give us £200? Anyone ever worked in a bank?
  • Former MemberFormer Member Posts: 1,876,324 The Mix Honorary Guru
    If i remember i'll ask my mate as she's a cashier at LlyodsTSB. She did it the other way round. A guy withdrew £4,000 and she gave him £5,000 ooops. They didn't deduct the £1,000 from his account though.
  • Former MemberFormer Member Posts: 1,876,324 The Mix Honorary Guru
    Most banks where I have seen them put the money in the drawer, its just straight in.

    So if the receipt says £300 and that Much went into the bank, how would they know it was specifically you that was short
  • Former MemberFormer Member Posts: 1,876,324 The Mix Honorary Guru
    It'll be on camera. They won't care about £100 IMO - but if they could be arsed, they could easily enough go through the tapes to confirm how much you actually handed over - the cashier counts it. 10x £20 notes doesn't make £300.
  • Former MemberFormer Member Posts: 1,876,324 The Mix Honorary Guru
    They would be arsed about 100 quid as it could ammount to stealing or dishonesty on that member of staff, everything is traceable one way or another. The cameras are so powerful In banks that if need be they would watch the tapes back on every transaction throughout the day, I worked in a casino and nobody was allowed to go home untill every penny was accounted for at the end of the night.
    To give you an idea of how powerful there cameras were you could read a newspaper some 20 yards away from where the camera was positioned.
  • Former MemberFormer Member Posts: 1,876,324 The Mix Honorary Guru
    Yes I don't think they would make that much of a fuss over 100 quid because the general fluctuations in the economy probably dwarf that amount every second that goes by.

    However, I feel compelled to point out that the hypothetical situation that you are describing of going back in to claim "your" hundred pounds is both illegal and without honour.
  • Former MemberFormer Member Posts: 1,876,324 The Mix Honorary Guru
    Mist wrote:
    However, I feel compelled to point out that the hypothetical situation that you are describing of going back in to claim "your" hundred pounds is both illegal and without honour.

    I have no intention of going back. For a start I can't be physically bothered to do it!
    I am not saying we are going to do this, especially as we would have gone straight back in and told her the mistake if we didn't have to be somewhere very quickly before it closed. So yes, this is definately just one of those 'what if' questions!
  • Former MemberFormer Member Posts: 1,876,324 The Mix Honorary Guru
    BumbleBee wrote:
    I have no intention of going back. For a start I can't be physically bothered to do it!

    As you said. I just felt the need. Other people may be able and willing, after all.
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