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well by the sounds of it i'm getting a cheap to average deal at home. it was just a shock at first because i've never had to give my parents money before! but now i've paid a couple of weeks i don't mind and feel quite good about it.
I am planning on moving out though, 6 or so months after college, after I've had chance to get a full time job etc, and I already pay for most of my food, clothes etc, I buy evertyhing of mine myself really, unless I get treated, and I do myself a mini food shop every week. It's been that way since I was 16, but just recently, I've been let off the food while I wait to get a job again.
I hate not being able to get all my stuff I usually have though
I'm sure some are, but most people who live at home don't seem to be.
That's unless the expensive bar in town, and the MetroCentre Debenhams, are really a savings bank.
That's what my mum says. I know I got a lucky break with my mum, but I suppose she sees it as I wont be around long after i finish college, I already buy my food, clothes, stuff for college, car, car ins/tax/mot/petrol etcetc... she has a 5 year old to pay for, I probably seem pretty cheap in comparison
I dont have time to get a job and have absolutely no income. So if he wanted me to start paying my way, he would have to lend me the money first
Because she's still a student (is my guess anyway - I really have no idea how things work, I'm blissfully ignorant
i expect to return home once i've graduated and if i get a full time job then i will fully expect to pay some rent.
I don't want to rent, because it's seems like a waste of my hard earned vonga. We're going to sell the house we live in next year, and I'm going to have a big fat cheque I can use as a deposit.
If you're not coupled up, or you've just finished Uni or you've got a patchy work history (as I have) getting yourself a mortgage on a reasonable house isn't easy, especially when you live down here. I don't want to share with anybody other than a missus.
What are you on about?
There's an exception ot every rule, that's what a generalisation is- general. But apart from a self-funded BVC/LPC (something that could be done part-time during work anyway) I can't think of any professional reason why you can't spend the wage you bring in. As for earning "next to nothing", I'm not exactly raking it in, but I spend my money on a house not booze and clothes.
Saving up for a deposit does seem to be the exception rather than the norm. Saving up is fair enough, but how many people genuinely do that?
My office is full of people who live at home and whinge that they can't afford their own place. They quite happily spend £60 on a night out, and £160 on the outfit for the night out. They could afford to rent, even alone, but they'd rather have nice clothes and nights out three times a week. Fair enough if you don't want to be independent and like the cushy life, but stop trying to pretend that you can't afford to move out.
Saving up isn't just about getting a deposit on a house, you know? It's about having a bit of financial security for when you do move out to rent your own place. And if you're working on a contract-basis, it's sensible to do what all of my friends have done, and stay with your parents until you've established yourself in the job (if you live close to where the jobs are). Or save up enough money so that you can still pay your rent if you don't get another job for a month or so (if you're going to have to move to where the work is).
Saving for a deposit is doable when you live at home, but if you're paying rent (and all these bills etc) then it's impossible...for me anyway.
If you've got a little spare, then by the time you've got anything decent stashed away, prices will have risen stupidly again.
I know I should really find ways to earn twice as much rather than being annoyed, but it does seem a bit bleak.
But I've never really left home though, so I'm more or less still a child of the household kinda thing. If I moved out and moved back in then it would be different. I can't really afford to move out whilst I'm at uni, rent is far too dear around my neck of the woods.
How open ended is your ability to live there?
My Dad has told me that if I move back home, he'll want 1/4 of my wage packet as thats what he had to do when he was younger and lived at home.
Sounds fair enough to me tbh.
1/4 of your wage seems excessive for someone who would have just graduated.
I wouldn't say its excessive tbh. You'd expect to pay that if you were renting your own place out or staying elsewhere. This includes all bills, food, etc. How can you say its excessive? To me, its a realistic amount to pay.
Tbh, I don't think the fact of whether or not you have just graduated comes into the equation, even if you do have overdrafts to pay off. Thats in my opinion anyways.