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How often do you update/balance your checkbook?

Former MemberFormer Member Posts: 1,876,323 The Mix Honorary Guru
in Home, Law & Money
I just spent an hour pretty much copying transactions from my bank statement to my checkbook. The last time I did it was around May :\ Took me forever, I'm always a few cents off and can never find out where. I'm always surprised to find out how much I have when I do it, I never even have a guess at how much money I have until I look.

So do you update your books as soon as you use money from that account or do you just do what I do? How often do you balance it?

Comments

  • JsTJsT Posts: 18,268 Skive's The Limit
    I dont use my chequebook much so no!
  • Former MemberFormer Member Posts: 1,876,323 The Mix Honorary Guru
    never?

    online banking - tells me all I need to know!
  • Former MemberFormer Member Posts: 1,876,323 The Mix Honorary Guru
    TheShyBoyInTheCorner wrote:
    never?

    online banking - tells me all I need to know!

    :yes:
  • Former MemberFormer Member Posts: 1,876,323 The Mix Honorary Guru
    TheShyBoyInTheCorner wrote:
    online banking - tells me all I need to know!

    damn straight!
  • Former MemberFormer Member Posts: 1,876,323 The Mix Honorary Guru
    TheShyBoyInTheCorner wrote:
    never?

    online banking - tells me all I need to know!

    :yes:
  • Former MemberFormer Member Posts: 1,876,323 The Mix Honorary Guru
    I've never got on with online banking, its just much easier to phone them. By the time my computer has turned on I can be done with the phone call.
  • Former MemberFormer Member Posts: 1,876,323 The Mix Honorary Guru
    TheShyBoyInTheCorner wrote:

    online banking - tells me all I need to know!

    I use this quite alot as well.
  • Former MemberFormer Member Posts: 1,876,323 The Mix Honorary Guru
    What if the online banking is wrong though? Your receipt shows something different than what they charged, like at a resturant or some such. You just automatically believe it without records of your own?

    I've only been banking for a few years and I've already had a wrong statement once.
  • Former MemberFormer Member Posts: 1,876,323 The Mix Honorary Guru
    I've never had a wrong statement. Also, I've never known online banking to be wrong.
  • Former MemberFormer Member Posts: 1,876,323 The Mix Honorary Guru
    bongbudda wrote:
    I've never got on with online banking, its just much easier to phone them. By the time my computer has turned on I can be done with the phone call.

    :yes:

    I use telephone banking, too. Never looked back since I got it.
  • Former MemberFormer Member Posts: 1,876,323 The Mix Honorary Guru
    my_name wrote:
    What if the online banking is wrong though? Your receipt shows something different than what they charged, like at a resturant or some such. You just automatically believe it without records of your own?

    I've only been banking for a few years and I've already had a wrong statement once.


    to be honest if it was a couple of pounds out it wouldnt really bother me otherwise i think id notice if it says ive been charged £30 for a beer and burger from wetherspoons
  • Former MemberFormer Member Posts: 1,876,323 The Mix Honorary Guru
    I check all my card receipts and cheques once a month when my statement comes through.
  • Former MemberFormer Member Posts: 1,876,323 The Mix Honorary Guru
    bongbudda wrote:
    I've never got on with online banking, its just much easier to phone them. By the time my computer has turned on I can be done with the phone call.

    my computer is pretty much always on, so internet banking is the way forward for me
  • Former MemberFormer Member Posts: 1,876,323 The Mix Honorary Guru
    As I have several bank/savings accounts I use Quicken to store all the details and reconcile it to my statements, try to update it when possible. Bit pointless know I have online banking but it still helps me.
  • Former MemberFormer Member Posts: 1,876,323 The Mix Honorary Guru
    ive only ever wrote like 5 cheques

    and 2 of them were deposit/safeguard cheques, so they never were cashed, were just ripped up
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