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MoneysavingExpert
BillieTheBot
Posts: 8,721 Bot
Anyone here go on it?
The forums are brilliant. I am not joined up but I love just reading the stories of people in big debt and the people who have come through debt!
Anyone here got any stories of debt?
(Edited to say its none of my bussiness about your debts but if you want to share feel free)
P.s I got in debt of around 1300 pounds using Credit Cards but got all sorted and paid and cut them up! Never going to use the pastic life destroyer again! :thumb:
The forums are brilliant. I am not joined up but I love just reading the stories of people in big debt and the people who have come through debt!
Anyone here got any stories of debt?
(Edited to say its none of my bussiness about your debts but if you want to share feel free)
P.s I got in debt of around 1300 pounds using Credit Cards but got all sorted and paid and cut them up! Never going to use the pastic life destroyer again! :thumb:
Beep boop. I'm a bot.
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Comments
The thing I like if you were in debt you just put everything about your income and outgoings in there and the experts on there sort you out with advice a.s.a.p!
It feels so amazing to not worry about my debt now. My credit card payments were really making me sick- I was paying minimum amount and the interest meant that the balance was going up and the mimimum payment was then spiralling into 'I can't pay it' zone! I knew it was happening and getting worse but didn't want to or think I could face it and fix it. As soon as I addressed the problem- poof, it was gone! To think I cried about it, if I'd have dealt with it instead of crying into my pillow it would never have gotten that bad. I knew the advice I was given/read about but for some reason didn't/couldn't action it before the affirmation that it works and examples of people who've come out the other side.
I'm still in debt but... not in any way I can't deal with. AND I haven't screwed my credit rating, which would have happened if I'd left it any longer. I'll still use credit- it's a must, I'll just be smarter about what type of credit etc.
i'm in the middle of paying off a barclaycard i had in 2002. i still actually owe about 700 quid on it but that's coming down slowly.
i also owe money to GE capital, but i've almost finished paying that off. Am getting myself out of debt slowly but surely. Slow and steady wins the race!
you're going to uni though next year aren't you?
you don't really want/need the burden of extra debts to pay when you're at uni.
I owed Barclay card 300quid on a credit card with 27.9%apr on it lol.... :yuck:
Well, the bike I've got should sell for £800 - £1000 or even more, and I'll pay that or maybe a bit less for the next one, but then insurance is going to be around £700. I can afford it, I've got money in the bank, its just going to be a matter of timing.
it's not worth getting a loan out over though is it, surely???
Are things still just as bad?
Did you hear HMV has had a takeover bid off 800million quid...? :thumb:
Maybe or maybe not. Mum m,ight lend me the money for a month or two, which would be fab. Anyway, thats why I said I could ask the people at MSE.