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House buying (in Scotland)
Former Member
Posts: 1,876,323 The Mix Honorary Guru
I am starting to seriously think about buying a house.
Does anyone have any key tips/hints/advice for muppets on the whole rigmarole?
I think I've got the basics covered - in that I have what I think equates to a deposit, I have a salary that I think will qualify for a mortgage. Just trying to get an idea of stuff beyond the immediately obvious and if any one has any experience of reality vs initial ideas that I might need to bear in mind.
Does anyone have any key tips/hints/advice for muppets on the whole rigmarole?
I think I've got the basics covered - in that I have what I think equates to a deposit, I have a salary that I think will qualify for a mortgage. Just trying to get an idea of stuff beyond the immediately obvious and if any one has any experience of reality vs initial ideas that I might need to bear in mind.
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Comments
Have you spoken to the bank at all?
Seriously most people who I know who have gone through house buying have had a hard time because of the bloody lawyers. They're all overpaid shysters who just want your money.
So having a bit of extra 'contingency' money for one use or another can give you a buffer to stop beating them over the head with, and take notes of everything they tell you and also don't get too stressed