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Student loan company repayments
Former Member
Posts: 1,876,323 The Mix Honorary Guru
I graduated from my BSc a year ago, and have since been studying for a PhD. I am being paid for these studies, but I am exempt from paying tax.
I received a letter from the student loan company asking for proof of my status (i.e. eligibility to repay the loan). I replied, filling in the details for the option "in further education" and including a letter stating my student status from the university. The SLC sent the form back to me, saying they required proof of income, either my own or a relative's if I am not financially supporting myself.
How should I proceed? Can I just send them a payslip? What I don't want is for a payslip to be misinterpreted as me simply working, and then for the SLC to start charging me repayments. I'm not saying that they're imcompetent, but I have spent many hours on the phone to them in the past. Last time I called I was talking for half an hour trying to clear security, before the member of staff finally indicated she had assumed I was an undergraduate, and I corrected her, after which she said I was okay to pass the security checks since the graduate repayment system was completely separate (in other words they make it difficult to get the money, but not to pay it back?).
I received a letter from the student loan company asking for proof of my status (i.e. eligibility to repay the loan). I replied, filling in the details for the option "in further education" and including a letter stating my student status from the university. The SLC sent the form back to me, saying they required proof of income, either my own or a relative's if I am not financially supporting myself.
How should I proceed? Can I just send them a payslip? What I don't want is for a payslip to be misinterpreted as me simply working, and then for the SLC to start charging me repayments. I'm not saying that they're imcompetent, but I have spent many hours on the phone to them in the past. Last time I called I was talking for half an hour trying to clear security, before the member of staff finally indicated she had assumed I was an undergraduate, and I corrected her, after which she said I was okay to pass the security checks since the graduate repayment system was completely separate (in other words they make it difficult to get the money, but not to pay it back?).
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Comments
It appears that if you had an income-contingent loan then you have to make repayments if your income is over £15,000pa gross. This includes if your postgrad student support package is more than £15,000pa gross. So you do need to provide evidence of how you're supporting yourself, including details of the grants and bursaries you're getting.
SLC leaflet on what information you need to supply.
But yeah, if the SLC are pressing you for proof, first of all, I'd call them to clarify what they'll accept. That will most likely be a payslip, asking you to scan+email or fax it.