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Money

Former MemberFormer Member Posts: 1,876,323 The Mix Honorary Guru
edited March 27 in Work & Study
How much money do u guys think i will need 2 live on a week at uni not including rent? My dad says £3 per day but surely this is not enough can any of u tell me what u think and what i could say 2 dad 2 change his mind?
Post edited by JustV on

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    Former MemberFormer Member Posts: 1,876,323 The Mix Honorary Guru
    Well do you mean including bills and food? I spent about £10 a week on food, often less if I shopped well. Then things like magazines which aren't really essential, books etc. You can keep costs very low if you try. But then socialising can cost a bit, although many student nights are really cheap, like free entry and a pound a drink.
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    Former MemberFormer Member Posts: 1,876,323 The Mix Honorary Guru
    PS Not being funny but what does your Dad have to do with it? You can get a loan which is your own responsibility or get a part time job and support yourself. Just a suggestion. Take care.
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    Former MemberFormer Member Posts: 1,876,323 The Mix Honorary Guru
    R u off to uni in september? I am and money is one of my biggest worries, everyone i talk to gives me different advice. Like some people spend like nothing on food just so they can get hammered, then others get like 'pocket money' from home, and others have jobs. I'm just gonna wait til i get there and see what happens. I've already resigned myself to the fact that i gonna have to get a job, but i don't mind so much. In a weird way I'm kinda looking forward to managing my own life! (Mind you, I will miss the regular washing, ironing, cleaning, cooking service that my Mum provides!!) <IMG SRC="biggrin.gif" border="0" ALT="icon">
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    Former MemberFormer Member Posts: 1,876,323 The Mix Honorary Guru
    just 1 quick hint............ start saving 20p pieces 4 the laundry machines as i get really odd looks in Tescos asking for £2 worth of 20ps!!!! <IMG SRC="biggrin.gif" border="0" ALT="icon"> <IMG SRC="biggrin.gif" border="0" ALT="icon">
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    Former MemberFormer Member Posts: 1,876,323 The Mix Honorary Guru
    Don't drink... you save a fortune <IMG SRC="wink.gif" border="0" ALT="icon">
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    Former MemberFormer Member Posts: 1,876,323 The Mix Honorary Guru
    like DJP said, booze is very expensive, especially in the first two weeks.

    if you need it to survive, set yourself a booze budget, then never go over it(leave the extra money in the flat if you have to) this will ensure that you will not need to busk for your food in the morning.


    Now think about it, do you think you could eat and drink for £3, no way. You might just be able to afford a cooked breakfast + drink + snack if you are lucky(maybe my uni is expensive?). But £3 a day is not enough in my opinion. The books are about £30 each, and each module requires at least one. you could use the library, but you have to plan ahead. Read your study guides early, and get the books before anyone else.

    Why don't you draw up an estimated cost table thingy. For each day of the week, write down how much each meal will cost. Then have a column of general costs, eg,
    • 3 books a semester @£30 each.
    • The odd trip to the cinema & pub.
    • Costs of printing your work(my uni gives me an allowance, but if i use it up, i have to pay to print) if you take your own pc, ink cartridges, paper etc etc.
    • if you have a mobile phone, it'll cost money to make it work(this took me a while to understand, kept spending my credit! doh!)

    PS
    If you want to make lots of friends easily and quickly, you will proably need to join clubs

    [ 07-05-2002: Message edited by: The Pendari Champion ]
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    Former MemberFormer Member Posts: 1,876,323 The Mix Honorary Guru
    You can't take money to your grave and drinking isn't too important, better things to socialise.
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    Former MemberFormer Member Posts: 1,876,323 The Mix Honorary Guru
    These articles should help a bit
    Planning ahead

    Budgets

    Edited to say why does your dad need to change his mind? It really is up to you to start supporting yourself at uni, and while it helps to have money from relatives especially with fees and no grants, you need to be able to stand on your own two feet. Look into all the funding options available to you, open a decent student bank account and think about getting a part time job. <IMG SRC="eek.gif" border="0" ALT="icon">
    Hope that helps
    Susie <IMG SRC="smile.gif" border="0" ALT="icon">

    [ 08-05-2002: Message edited by: Susie ]
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    Former MemberFormer Member Posts: 1,876,323 The Mix Honorary Guru
    i'm just finishing my first year at uni and i have to say money is still on of my biggest worries. the problem is at the start of the year you get this hugh sum of money and you tink great i like this free money, but just remember how long it has to last you. make a list of all the things you have to pay rent, phone bill that kind of thing,see how much money you have left over to last you until your next loan cheque comes through. try not to use your overdraft although you undoubtably will need it at some stage. and try to buy all your books at the beginning of the year while you actually have money, and are still motivated as later in the year you won't want to buy that book you deperatly need as it's the price of a good night out. any way hope that helps and don't let it take over your life there are always people there to help you if you have a problem. also if you have a contract phone ring them up and try to blag a cheaper line rental i did this and got a full years rental for £50 instead of £240 not bad ei
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    Former MemberFormer Member Posts: 1,876,323 The Mix Honorary Guru
    I do not recomend buying all your books at the beginning of term. Lecturers always encourage you to buy books (especially the ones they wrote <IMG SRC="rolleyes.gif" border="0" ALT="icon"> ) when it is not necessary. I was studying English and only bought a few books. Use the library, especially the city rather than the uni one. Do searches on line as many books can be read over the internet!
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    Former MemberFormer Member Posts: 1,876,323 The Mix Honorary Guru
    Thats OK for English but more technical subjects require text books, I couldn't afford to buy the text book for a course I have just finished so I had to rely on the small number of library copies and if I wasn't quick enough I had to go without which was bad......
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    Former MemberFormer Member Posts: 1,876,323 The Mix Honorary Guru
    What subject?

    Yes you are right though.

    *But* I did Law at A Level and was supposed to have 2 core texts which were about £25 each, did I buy them? No way. I got an A <IMG SRC="biggrin.gif" border="0" ALT="icon">
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    Former MemberFormer Member Posts: 1,876,323 The Mix Honorary Guru
    did I buy them? No way. I got an A
    not everyones a genius like you though......... <IMG SRC="smile.gif" border="0" ALT="icon"> <IMG SRC="tongue.gif" border="0" ALT="icon"> <IMG SRC="cool.gif" border="0" ALT="icon">
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    Former MemberFormer Member Posts: 1,876,323 The Mix Honorary Guru
    I'm not a genius. *But* my uncle is the editor of the Longman Revision books for GCSE and A Level! <IMG SRC="biggrin.gif" border="0" ALT="icon">
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    Former MemberFormer Member Posts: 1,876,323 The Mix Honorary Guru
    Originally posted by PussyKatty:
    <STRONG>I'm not a genius. *But* my uncle is the editor of the Longman Revision books for GCSE and A Level! <IMG SRC="biggrin.gif" border="0" ALT="icon"></STRONG>

    <IMG SRC="confused.gif" border="0" ALT="icon">

    £3 is not enough! Show your dad this page and I am sure he will change his mind!
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    Former MemberFormer Member Posts: 1,876,323 The Mix Honorary Guru
    I'm off to Uni for the first time in september and I'm moving miles away from my home (Greater Manchester to Kent <IMG SRC="eek.gif" border="0" ALT="icon"> ).

    For money I've got a part time job and I'll be working hard over the summer and saving the money up so when I go down to Kent I will have enough money so that I could survive for a few weeks while I looked for a part time job down there. Also getting a student loan which will help a lot. I've got loads of forms to fill in for that though. It's annoying!! <IMG SRC="mad.gif" border="0" ALT="icon">
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    Former MemberFormer Member Posts: 1,876,323 The Mix Honorary Guru
    Originally posted by hotphoenix:
    <STRONG>just 1 quick hint............ start saving 20p pieces 4 the laundry machines as i get really odd looks in Tescos asking for £2 worth of 20ps!!!! <IMG SRC="biggrin.gif" border="0" ALT="icon"> <IMG SRC="biggrin.gif" border="0" ALT="icon"></STRONG>

    it's true! we have 'porters' (security guards, basically) who patrol the student village where i live (or sit on their arses and watch telly, whichever takes their fancy) and sort out things that go wrong etc. we go to their little office to get change for the laundry, but if it's paper money - send the girls. wear a tight top, flutter their eyelashes a bit, works a treat <IMG SRC="rolleyes.gif" border="0" ALT="icon">, wheras the blokes are told to fuck off! <IMG SRC="eek.gif" border="0" ALT="icon">

    on another subject, PussyKatty is right - i bought loads of text books coz the lecturers told me i needed them, and some of them i havn't even opened properly! so go to the library if you can - or find one textbook that covers lots of areas and buy that . . .
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    Former MemberFormer Member Posts: 1,876,323 The Mix Honorary Guru
    Re: Money
    Originally posted by Thomasreid
    How much money do u guys think i will need 2 live on a week at uni not including rent? My dad says £3 per day but surely this is not enough can any of u tell me what u think and what i could say 2 dad 2 change his mind?

    Well, if you are in halls and you are catered for that's probably about right because all you've got to buy is lunch and maybe a bus ticket.

    If you are feeding yourself, then I would say £5 a day is enough.

    If you have bills etc, each one (gas, electric, phone) costs about a pound a week and food about £25 a week.

    I of course don't include beer money in these estimates!
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